May 7 Update: Aeroplan buy miles sale craziness and have we seen the last of WestJet’s 767s? + MORE May 8th

All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News

AIR MILES Bonus Boom returns June 18 through July 1 Jun 10th

Back on March 17 AIR MILES decided to postpone their big Mega Miles promotion due to the COVID-19 Pandemic and we still haven't seen it return - however we now see the second Bonus Boom promotion in the span of just 1 month! I have a feeling we won't see Mega Miles return until the fall and AIR MIL.... More »
 american express

May 29 Update: More American Express Business Edge Confirmed Multiplier Locations, the recipe for Cathay Pacific's Cathay Delight drink, Disney World set to reopen in July + MORE May 30th

Big thanks to American Express who saw our American Express Business Edge Confirmed Multiplier Locations feature from last week and provided us with more confirmed 3x points merchants. The updates are primarily in the office and electronics category and includes retailers like Apple, Best Buy, IBM.... More »

July 7 Update: BMO card changes coming later this week, AIR MILES adds All Purpose Realty as a partner & closure of NEXUS enrollment centers extended + MORE Jul 8th

Have you been contemplating the BMO No Fee Rewards Mastercard with its 20,000 point bonus? Grab it now as that offer will change on Friday! On the other hand if you have been thinking about the card's sibling, the BMO Rewards World Elite Mastercard wait to apply for it. The sign up offer gets b.... More »

Huge Aeroplan promotion - Receive 50% of your miles back on award flights within Canada or between Canada and the U.S. + MORE Jun 17th

Even though Aeroplan's huge Travel at Home promotion is over they aren't stopping with providing new offers for members. The latest is really for those itching to travel and it's a big one! When you book flights with your Aeroplan miles for travel within Canada or between Canada and the U.S. they wi.... More »
Aeroplan buy miles bonus of up to 115% starts now!Just a friendly reminder that the amazing 115% bonus on buying Air Canada Aeroplan miles starts now! There are only 10 million miles available at 115% which means it won’t last long – I’m guessing a few minutes at most. After that the bonus drops to a still very respectable 90% for the next 100 million miles and then drops to 65%.Starting May 7 at 10:00 am ET until May 13 at 11:59 pm ET, Aeroplan members will be able to buy miles and receive bonus miles on their purchase:* For the first 10 million Aeroplan Miles sold, members get a 115% bonus; equivalent to $0.014 CAD/mile + sales tax OR $0.01 USD/mile;* The next 100 million miles sold, members get a bonus of 90%; equivalent to $0.016 CAD/mile + sales tax + $0.011 USD/mile;* All miles sold after this will get a bonus of 65%; equivalent to $0.018 CAD/mile + sales tax OR + $0.013 USD/mileIf you have knowledge of buying miles and buy miles promotions you’ll know right off the bat the first 10 millions miles at 0.014 cents CAD (1 cent USD) is truly one of the best buy miles offers ever…

Continue Reading On »

Canada’s best cash back credit cards 2020The concept behind cash back credit cards is very easy to understand. You get a small percentage back on purchases you make with the card, and the reward comes in the form of cash back, meaning money. The beauty of this system is that cash back rewards are flexible and you can spend them on anything you want.
No two cash back credit cards are identical so you need to consider the annual fee, earn rate, how much your charge to your card and any additional benefits before you apply. To help you pick the right card we’ve put together a list of what the top options have to offer based on different categories.
The best cash back credit cards in Canada 2020

Tangerine Money-Back Card — Best no fee cash back with bonus categories
Rogers World Elite Mastercard — Best no fee cash back card
The SimplyCash Preferred Card from American Express — Best flat-rate cash back
CIBC Dividend Visa Infinite and Meridian Visa Infinite Cash Back — Best for groceries and gas
Scotia Momentum Visa Infinite — Best for groceries and bills
TD Cash Back Visa Infinite Card and BMO CashBack Mastercard — Honourable mentions

Best no-fee cash back card with bonus categories
Tangerine Money-Back Credit Card*
If you want a cash back card that has no fees and is easy to understand, then the Tangerine Money-Back Card is a good choice for you…

Continue Reading On »

American Express provides extensions to meet required spend for welcome bonus offersThe wait is over – American Express Canada has now followed suit with what American Express down in the U.S. has done in regards to welcome bonuses for recent and new card approvals. Most welcome bonus offers for American Express cards in Canada require the newly approved cardmembers to meet the minimum spend requirement within three months of approval to receive the bonus points. This has now been extended to 6 months for eligible consumer and small business cards that were acquired on or after January 22 all the way through to June 30. This is a nice additional buffer for those who are in the market for a new card or just got one but aren’t spending as much on their cards right now. We mention eligible cards as some American Express cards won’t fall into the 6 month extension. Namely the American Express Cobalt Card as it’s welcome bonus is actually awarded monthly for the first 12 months with a minimum $500 spend in each month.  Here is the complete list of cards that are eligible:American Express® AeroplanPlus®* Gold Card American Express® AeroplanPlus®* Platinum CardAmerican Express® AIR MILES®* Credit CardAmerican Express® AIR MILES®* Platinum Credit Card American Express® AIR MILES®* Reserve Credit Card American Express® AIR MILES®** for Business CardAmerican Express® AIR MILES®** Gold Business CardAmerican Express Business Edge™ CardAmerican Express® Business Gold Rewards CardBusiness Platinum Card® from American ExpressAmerican Express CobaltTM Card American Express® Gold Rewards CardMarriott BonvoyTM American Express® CardMarriott Bonvoy™ Business American Express® CardThe Platinum Card® SimplyCashTM Card from American ExpressSimplyCash Preferred™ Card from American ExpressNote: Cards with no links above are no longer available for new applications…

Continue Reading On »

Scotiabank is the 3rd largest of the Big Six Canadian banks, so it’s no surprise that they have plenty to offer when it comes to day to day banking. There are no shortage of chequing accounts and credit cards to choose from, and ways for clients to invest their hard earned dollars. In this review, we’ll focus on Scotiabank’s day to day banking products, to find out what kind of value they offer. First, let’s take a look at their chequing account lineup.
Scotiabank Basic Bank Account
The Scotiabank Basic Bank Account offers basic banking services at a very low cost. For $3.95, customers got 12 free transactions per month, and 2 free e-Transfers. As long as you have a debit card, you’ll be able to use Scotiabanks mobile and online banking, including making mobile cheque deposits. If you’re over 60, you may be eligible for a waiver of the monthly fee.
Account Features:

Includes 12 transactions
2 Free e-Transfers
Mobile cheque deposit capability
Full access to Scotiabank mobile and online banking

Scotiabank Basic Plus Bank Account
Scotiabank Basic Plus adds some features to the aforementioned Basic Bank Account…

Continue Reading On »

May 7 Update: Aeroplan buy miles sale craziness and have we seen the last of WestJet's 767s?The Aeroplan buy miles sale that launched at 10am this morning was so successful that it created a lot of issues. Some of our readers and ourselves couldn’t even log on to the system and/or got errors and that seemed to be the case for a lot of people as who facilitates the process saw some of the highest traffic in their history. However there did seem to be some lucky people who did get in on the biggest bonus of 115% but there did seem to be some outstanding issues as well even for the 90% bonus offer. Seeing that they had issues Aeroplan has provided the following statement to share with our readers: We all believed that the two initial tranches of miles would sell out very quickly-and indeed they did.  Unfortunately, the response was so overwhelming that several members were unable to participate in the promotion, despite our joint effort with Points to add systems capacity in-advance of the sale.  This was some of the highest traffic that our partner, Points…

Continue Reading On »


Compare insurance quotes through - save time and money!