How to go about securing the best rate and plan for your credit card in Canada.
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Is Wealthsimple a bank? Not exactly, but it’s launching new “banking” services + MORE Jun 12th
Canadians aren’t short of credit card options, that’s for sure. At an average of two to three credit cards per person, we have more credit cards than debit cards in our wallets. But there’s still room for one more, suggests Wealthsimple with its recently launched bank-like offerings, including.... More »
RWRDS Daily Update Feb 12: Five new Amex offers including statement credits with Lenovo & Oceania Cruises + MORE Feb 12th
Five new Amex offers including statement credits with Lenovo & Oceania Cruises and Changes coming to the Iberia Plus program. Check out today's points & miles updates here:
The post RWRDS Daily Update Feb 12: Five new Amex offers including statement credits with Lenovo & Oceania Cruis.... More »
IGA stores in Quebec to start accepting American Express cards and confirmation of Air Canada as part of the International Airline Program Aug 15th
Here's your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Great news being forwarded on to us from one our readers! Sam let us know that they received a letter from Scotiabank letting them know that their Scotiabank Americ.... More »
TD® Aeroplan® Visa Infinite* Card: Earn up to 40,000 bonus points + 1st year free + MORE Jun 24th
The TD® Aeroplan® Visa Infinite* Card is currently being offered with a welcome bonus of up to 40,000 Aeroplan points and no annual fee in the first year. This card is ranked as the best airline credit card and second best travel card overall by Rewards Canada as it provides strong earn rates on.... More »
Great deal! WestJet Calgary to Amsterdam for $599 economy class or $2680 business class ($2380 with Amex Platinum) + MORE Sep 20th
WestJet recently announced the return of flights between Calgary and Amsterdam for the winter season and they have some great pricing on the route. The airline was awarded more slots at the Dutch airport so flights will return on November 14 and operate 3x weekly with their Boeing 787 Dreamliner fea.... More »
Miles & More Mileage Bargains – Big mileage discounts of up to 75% on flights to Europe from Calgary, Halifax Montreal, & Toronto
– RewardsCanada.ca
As we do each month we bring you the latest set of Miles & More Mileage Bargains (Meilenschnaeppchen)discounted mileage awards.This is now the third month in a row we’ve seen them after disappearing for a year and a half due to the pandemic. Once again there’s a lot of them in Economy and Business Class to choose from and this time we see Calgary and Halifax with huge discounts on the table. Sorry Vancouver, you’ve been left out of the mix this month. That brings us to the offers which are for flying on Lufthansa out of Montreal and Toronto, Austrian Airlines out of Montreal and Eurowings Discover for Calgary and Halifax. The flights on Lufthansa see the usual just under 51% discount for business class awards while Austrian has the same but also 50% off economy class and premium economy award flights. It’s the Eurowings Discover flights that take the cake this month though! You can fly on these new Eurowings Discover routes between Calgary or Halifax and Frankfurt for 75% off! That’s right, 75% off and that’s all cabin classes…
December 16 Update: Points not posting properly in the new Scene+ program and a new Amex Offer for Lululemon
– RewardsCanada.ca
Here’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points worth $500, has no foreign transaction fees and no annual fee in the first year! We continue to hear from numerous readers via email and blog comments that Scotia credit card multipliers are not coding correctly in the new Scene+ program. Many grocery and other purchases that should be 5x or 3x points with the Scotia Gold Amex Card are only posting as 1 point per dollar. We’ve also heard that the total points balance in some members Scene+ accounts are lower than they were in their Scotia Rewards accounts. If either of these (or any issues for that matter) are happening to you be sure to keep track of all your purchases that should be earning 5x points and make note of what your points balance was before the new program launched so that if Scotia does not rectify these you can approach them to have all the issues corrected…
How does CPP credit splitting work if I’m divorced?
– moneysense.ca
A MoneySense reader writes:
I got married in 1978 and divorced in 2009. I understand that I might be able to receive some of my ex-husband’s CPP retirement pension once I am retired. However, I didn’t apply when we initially divorced and I’m not sure whether I can still do so now. Do I have to wait until after he dies to apply for part of his pension?
FPAC responds:
Credit splitting (often confused with pension sharing) is when, upon divorce or separation, the total Canada Pension Plan contributions for each year of the marriage are added together and then split evenly between both spouses. Both legally married and common-law spouses can apply for CPP credit splitting.
Since you were legally married there is no limit as to when you may apply for the credit splitting with your ex-husband. However, if he is deceased, you would need to do so within three years of his death. (If you were common-law spouses, you would have a 48-month window to apply for CPP splitting…
