The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
Latest News
Scotiabank Gold American Express Card Review + MORE Mar 4th
Ranked as the number one travel points credit card with an annual fee in Canada, the Scotiabank Gold American Express Card was last reviewed by Rewards Canada in 2015, some three years after it was introduced in 2012. It was the first American Express card issued by a bank other.... More »
Best Kids Bank Accounts: How to Help Your Child Start Saving Today + MORE Nov 8th
One of the best ways to set your child up for financial success early on is by opening them a youth bank account. With their account, you can begin to teach them important personal finance lessons, such as careful budgeting, smart saving, and mindful spending.
You may think that all youth savings ac.... More »
Top Canadian Credit Card Issuers Cut Interest Rates and Pause Planned Hikes Apr 13th
The COVID-19 pandemic has swept many Canadians into unanticipated financial uncertainty. Mass temporary layoffs and job losses have left hundreds of thousands of people wondering how they are going to pay their rent and credit card bills in the coming months.
While the federal government is taking .... More »
AIR MILES Bonus Boom returns June 18 through July 1 Jun 10th
Back on March 17 AIR MILES decided to postpone their big Mega Miles promotion due to the COVID-19 Pandemic and we still haven't seen it return - however we now see the second Bonus Boom promotion in the span of just 1 month! I have a feeling we won't see Mega Miles return until the fall and AIR MIL.... More »
Podcast Episode 75 - 2021 Loyalty & travel outlook, predictions & trends with special guest Points, Miles & Bling's Anshul Singh + MORE Jan 8th
In this the first episode for 2021 Patrick is joined by special guest Anshul Singh of Points, Miles & Bling. Based in Ottawa Anshul is well known in the world of points and miles in Canada. He's famous for his weekly virtual meet ups with bloggers, experts and others from aro.... More »
WestJet RBC World Elite Mastercard cardholders now get free Wi-FI on WestJet flights and globally on the Boingo network
– RewardsCanada.ca
A benefit that has been on some World Elite Mastercards in Canada but not all has now been extended to all of them. That benefit is free Boingo Wi-Fi at more than 1 million locations worldwide and on select airlines including WestJet. This benefit and several others including credits with Foodora and Ritual launched on April 1st for all Canadian World Elite Mastercards. This is a good move from Mastercard Canada as card issuers continue to need to add benefits to compete with each other outside of the rewards side of things. Of course out of the additions the free Boingo Wi-Fi is the biggie here and is quite possibly the most exciting for those who have the WestJet RBC World Elite Mastercard. It’s just one more benefit that makes (or will make in the future) the WestJet flying experience that much better. You have the companion vouchers, the first checked bag for free and now you have your inflight Wi-Fi covered as well.If it is the same Boingo Wi-Fi that we’ve seen on from other cards that already had the benefit you should be able to connect up to 4 devices per account although I couldn’t find confirmation on either the WestJet or Mastercard Canada websites…Refresh Financial Review: Build Credit to Improve Your Financial Situation
– canadianfinanceblog.com
If you’re suffering from damaged credit, there are steps you can take to recover. Refresh Financial is a company whose primary goal is to help Canadians take control of their finances. In fact, they even state on their website that “they help people from any background build a better financial reputation, especially those who might not be treated well elsewhere”. Refresh accomplishes this primarily by providing cash secured savings loans and credit cards for customers who struggle with poor credit. In this review, I’ll explain how it all works, and what to look out for.
Refresh Financial Products
Refresh Financial offers cash savings loans as well as a secured visa card. They also provide their customers with access to the Refresh f.i.t, a series of financial education resources designed to teach clients about money management. It’s a nice touch, a value add to anyone who has struggled with their finances in the past. Now, let’s take a more detailed look at Refresh Financial’s product lineup…
Refresh Financial Products
Refresh Financial offers cash savings loans as well as a secured visa card. They also provide their customers with access to the Refresh f.i.t, a series of financial education resources designed to teach clients about money management. It’s a nice touch, a value add to anyone who has struggled with their finances in the past. Now, let’s take a more detailed look at Refresh Financial’s product lineup…
Mnuchin: Struggling Shale Firms Should Seek Help From The Fed OilPrice.comFed balance sheet increases to record $5.86 trillion Kitco NEWSFed’s dilemma: Picking winners for $4 trillion in credit ReutersThe dollar cements its position | HT editorial Hindustan TimesAll hands on deck Washington ExaminerView Full coverage on Google News
TD Cash Back Visa Infinite* Card – No annual fee in the first year & 6% back on all purchases for the first three months (up to $2,000)
– RewardsCanada.ca
A new limited time offer came out sometime ago for the TD Cash Back Visa Infinite* Card that we missed covering here on the RC blog. It sees a promotional cash back rate of 6% back on all purchases made in the first three months up to $2,000. That means if you spend that 2K you’ll get $120 back and they are offering a first year annual fee waiver on the card which means that $120 comes to you at no cost. If you have a TD All Inclusive account the annual fee and first additional card fee are waived for as long as you have the account. The card has seen up to 10% back with no annual fee before so this isn’t the best offer we’ve seen on the card but it’s still a pretty good one consider the earnings.Once you hit the $2,000 in spending or three months of having the card the earn rate returns to standard 3% back on eligible grocery purchases and gas purchases, and on regularly recurring bill payments set up on your Account (up to $15,000 in spend annually) and 1% on all other purchases…Mnuchin: Struggling Shale Firms Should Seek Help From The Fed OilPrice.comFed balance sheet increases to record $5.86 trillion Kitco NEWSFed’s dilemma: Picking winners for $4 trillion in credit ReutersThe dollar cements its position | HT editorial Hindustan TimesAll hands on deck Washington ExaminerView Full coverage on Google News
