My credit score is 776 … and 815 … and 828?! + MORE Jan 11th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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February 19 Update: 7x Aeroplan Miles for Apple Store purchases (online), Wyndham Rewards abandoning the one flat rate award redemption and more! Feb 20th

You can earn 7x Aeroplan Miles when you shop the Apple Store via the Aeroplan eStore until February 21. This is a lot of miles if you need to buy some of the more expensive Apple stuff! Find out more hereSome mileage earning examples:·         AirPods - ret.... More »
 credit

Rogers World Elite Mastercard Review + MORE Feb 9th

The Rogers World Elite Mastercard is a youngen in the Canadian market only being released in May of 2018. It is the premium version of the Rogers Platinum Mastercard that was introduced several years prior. That Platinum card underwent several changes over its short life with the .... More »
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Employee company credit card: How to cancel without hurting your credit + MORE Feb 12th

If you had a business credit card issued by your employer that was suddenly canceled, there are steps you can take to make sure it doesn't hurt your credit. Here's what to do..... More »
 credit

February 22 Update: Flair Airlines ending some U.S. routes early, IHG Rewards Club to test variable award pricing, Up to 30% off Jet Airways flights from Toronto + MORE Feb 23rd

 Flair Airlines is cutting service to Miami and St. Petersburg-Clearwater International Airport (near Tampa Bay) in Florida, and Palm Springs, California earlier than planned. The airline will contact you if you are booked on any of these flights. (Source Global News) IHG Rewards Club i.... More »
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Podcast Episode 51 is here! We discuss Canada's Top Travel Rewards Credit Cards for 2019 + MORE Jan 29th

Episode 51 - January 29, 2019 Canada's Top Travel Rewards Credit Cards for 2019!This is a special week! We look at and discuss our 2019 Top Travel Rewards Credit Card rankings! Find out some of the details behind the rankings, the cards that came out on top and more! You can find the full ranking.... More »
There have been huge changes to the credit scoring landscape in the past 15 years, and the average credit score is now at an all-time high. But I worry it’s that way not because Americans are more creditworthy.

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Podcast Episode 50 is here! Panel discussion with Barry Choi - A look back at 2018, what to expect in 2019 along with predictions! Episode 50 – January 10, 2019 — Panel discussion with Barry Choi – A look back at 2018, what to expect in 2019 along with predictions!In this episode we do our first panel discussion format podcast with Canadian finance and travel blogger Barry Choi. We look back at the big news from 2018, what we can expect in 2019 and both Patrick & Barry’s predictions for the upcoming year! Click Here to download the podcast Or download/subscribe via: Links relating to this week’s topic: Barry Choi’s Money We Have BlogThe Air Canada Aeroplan SagaThe Marriott SPG Saga

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