My credit score is 776 … and 815 … and 828?! + MORE Jan 11th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Tips for Paying Off Credit Card Debt + MORE Jun 15th

Credit card bills got you down? That’s the trouble with paying with plastic. It is easy to spend, but not quite as easy to pay off the debt you accrue – especially if you are only paying the minimum each month. Carrying too much credit card debt can make it harder to get a loan for a house .... More »
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Earn up to 3,000 Bonus Aeroplan miles when you fly in a premium class on Air Canada flights Worldwide (Targetted) May 14th

Air Canada has released a new bonus Aeroplan miles promotion when you fly in a premium class on their entire network! Simply fly in Premium Economy, Air Canada Signature Class or Business Class and you can score up to 3,000 bonus miles per round trip flight! You first two segments will net you 2,50.... More »
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More details on the revamped Scotiabank Gold American Express Card - all changes are confirmed + MORE May 8th

Two weeks ago we gave quick mention to changes coming to the Scotiabank Gold American Express Card. These changes have been confirmed with Scotia and cardholders are now receiving notices of the changes which are for the most part better!Here is a summary of what's happening to the card:Item Changin.... More »
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April 24 Update: Resources for gaining Elite Status faster, WestJet 20% off promo code to select destinations and more! + MORE Apr 25th

Earlier today we brought you details of the new WestJet Rewards Elite Status Match offer and wanted to remind our readers of some resources we have to help you with other status matches, fast track to status and bonus status points miles and offers. The two sources on our site are our Elite Sta.... More »
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The Best Credit Cards for Students in 2019 + MORE Jan 14th

If you’re a student in college or university, you understand that every penny counts. Tuition is high, textbooks are expensive, and it’s hard to maintain healthy eating habits while living off-campus when all you can afford are those packets of Sidekicks pasta for $1. This is where a good rewar.... More »
There have been huge changes to the credit scoring landscape in the past 15 years, and the average credit score is now at an all-time high. But I worry it’s that way not because Americans are more creditworthy.

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Podcast Episode 50 is here! Panel discussion with Barry Choi - A look back at 2018, what to expect in 2019 along with predictions! Episode 50 – January 10, 2019 — Panel discussion with Barry Choi – A look back at 2018, what to expect in 2019 along with predictions!In this episode we do our first panel discussion format podcast with Canadian finance and travel blogger Barry Choi. We look back at the big news from 2018, what we can expect in 2019 and both Patrick & Barry’s predictions for the upcoming year! Click Here to download the podcast Or download/subscribe via: Links relating to this week’s topic: Barry Choi’s Money We Have BlogThe Air Canada Aeroplan SagaThe Marriott SPG Saga

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