My credit score is 776 … and 815 … and 828?! + MORE Jan 11th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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The Best Credit Cards for Students in 2019 + MORE Jan 14th

If you’re a student in college or university, you understand that every penny counts. Tuition is high, textbooks are expensive, and it’s hard to maintain healthy eating habits while living off-campus when all you can afford are those packets of Sidekicks pasta for $1. This is where a good rewar.... More »
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Earn up to 50,000 bonus points with The World of Hyatt Credit Card + MORE Jan 18th

Discover why a high point value makes the World of Hyatt Credit Card sign-up bonus especially valuable..... More »

January 14 Update: IHG point changes delayed to January 25, Earn up to 500 bonus AIR MILES for booking flights via Redtag & more! + MORE Jan 15th

Last week we brought you the details of the IHG hotels that were changing categories (28 in Canada) and there is some good news in that it has been delayed to January 25 instead of today. The PDF of the list of hotels affected now states the 25th as the date the changes will take place. That giv.... More »

January 11 Update: Reminder of upcoming mbna Rewards changes (cash out now for cash back), up to 100 bonus AIR MILES from Shell & more! Jan 12th

A friendly reminder to those of you who have MBNA Rewards World Elite or Platinum Plus Mastercards about the cash back rate changing on February 1st. As of that time the rate is being devalued so you'll want to ensure you redeem for cash back prior to then to get the full value of the points. Othe.... More »

Cyber thieves make off with hundreds of thousands of dollars in attack targeting Coast Capital Savings + MORE Jan 16th

The RCMP and the credit union are investigating after 140 members were robbed in "phishing" and "brute force" cyber attacks..... More »
There have been huge changes to the credit scoring landscape in the past 15 years, and the average credit score is now at an all-time high. But I worry it’s that way not because Americans are more creditworthy.

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Podcast Episode 50 is here! Panel discussion with Barry Choi - A look back at 2018, what to expect in 2019 along with predictions! Episode 50 – January 10, 2019 — Panel discussion with Barry Choi – A look back at 2018, what to expect in 2019 along with predictions!In this episode we do our first panel discussion format podcast with Canadian finance and travel blogger Barry Choi. We look back at the big news from 2018, what we can expect in 2019 and both Patrick & Barry’s predictions for the upcoming year! Click Here to download the podcast Or download/subscribe via: Links relating to this week’s topic: Barry Choi’s Money We Have BlogThe Air Canada Aeroplan SagaThe Marriott SPG Saga

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