New to Canada? Here’s how the Scotiabank newcomer offer can help Dec 17th

There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News

Annual fee vs. rewards value: Canadian credit cards worth the cost in 2026 Jun 13th

When choosing a credit card, the annual fee is one of the biggest considerations. In Canada, fees vary widely, from $0 to nearly $800 a year—and it’s easy to assume that paying more automatically means getting more value. But that isn’t always true. A high-fee card can deliver strong reward.... More »

Who gets the GST credit? What Canadians need to know about eligibility, payments and the new boost - CTV News + MORE Jan 29th

Who gets the GST credit? What Canadians need to know about eligibility, payments and the new boost  CTV NewsPrime Minister Carney announces new measures to make groceries and other essentials more affordable for Canadians  pm.gc.caN.W.T. MP touts affordability measures as 'a good.... More »

Newly employed? Know your tax deductions   Jul 24th

Convocations and graduation ceremonies are over and new employment contracts are in place. Now, it’s time to understand the tax consequences—especially when take-home pay is a lot smaller than expected. Most new employees can benefit from an onboarding process that includes information about .... More »
 air miles

More Canadians are rethinking their bank. Should you? + MORE Jul 23rd

Clinton Begin was growing tired of frequent visits to bank branches and calling into the trading desk to check on various transactions. “There (were) a lot of things that just took too much of my time. I was always phoning, always going to visit them. It was always a big deal,” he recalled. .... More »

How to earn more rewards with your credit cards Mar 30th

If you’re like many Canadians, you may feel your credit card rewards aren’t delivering as much value as they could. After all, cards are often marketed with generous welcome bonuses and the promise of effortless cash back, travel points, statement credits, and more. If those rewards don’t seem.... More »
New to Canada? Here’s how the Scotiabank newcomer offer can helpNewcomers to Canada typically have a hard time applying for credit cards or financial products simply because they have no Canadian credit history. Fortunately, Scotiabank’s StartRight® Program offers newcomers the ability to apply for credit and start building their credit history in Canada.

As a newcomer, you can get personalized financial advice and apply for credit cards that don’t require a lengthy Canadian credit history. This gives you the chance to start building your credit score right away, so you can qualify for higher credit limits or better borrowing terms as you’re setting up life in a new country.

Why your credit score matters

It’s hard to overstate just how important your credit score is. This three-digit number reflects your financial habits and history, and it’s the number lenders and card issuers look at when they’re deciding whether or not to approve your applications for credit. 

Essentially, your credit score tells lenders how risky you are to lend to…

Continue Reading On moneysense.ca »

Share

PinIt
Compare insurance quotes through Kanetix.ca - save time and money!