How to go about securing the best rate and plan for your credit card in Canada.
In September, I applied for a new credit card and only made a few purchases with it. Soon after, my credit score was 41 points lower than it had been less than two months before. What gives?.... More »
Cineplex's SCENE program changing earn and burn rates on April 17 - significantly devalues current balances and the SCENE Visa Card + MORE Mar 21st
Playing catch up on this news! Some time ago Cineplex announced changes coming to their very popular SCENE program. These changes will take place on April 17, the day after Starbucks' changes, so that will be the week of change!The forthcoming changes to the SCENE program will be seen on both point.... More »
Credit card balances increased in December, according to the Federal Reserve..... More »
Visa and Mastercard are planning to raise swipe fees in April, according to media reports. It could result in higher prices for consumers..... More »
Two of the most popular cash back cards offer 5 percent bonus categories that rotate every quarter. With the calendar soon to roll over into 2019, it's a great time to re-examine them..... More »
Fall is a great time to travel, but you could end up in the path of a hurricane depending on where you go. Here’s how to prepare for an emergency and how credit card perks can help you adjust your plans
October 4 Update: Two new offers for Cobalt cardmembers, great offer for the BMO AIR MILES Business Mastercard & new Air Canada Transatlantic routes
American Express Cobalt Cardmembers check you emails again for two new offers:Receive a $5 statement credit when you spend $35 or more on Amazon.ca on October 5th only! This one is easy but you do have to register your card via the link the email. Remember to go through a mileage earning portal like AIR MILES Shops or Aeroplan eStore to earn miles on those Amazon purchases! Receive 2,000 Bonus Membership Rewards Points when spend $5,000 or more for the month of October. This does not require registration, if you get the email it means your card is automatically registered for this offer. I’m a little surprised the bonus points aren’t more, 2,000 points on $5,000 of spending isn’t a huge incentive however I figure since this card is a big earner on base points for eats and drinks (5x points) Amex considers you already getting lots of points. Still if you get the email and know you can $5,000 on the card the 2,000 points is worth at least $20 so it’s better than $0! I’ll try to see if I can hit that amount this month but I know I won’t move spending over to the card for 1x categories as the earn on some of my others cards would pretty much make the 2,000 bonus points a wash…
Late payments on bank-issued credit cards edged below 3 percent of accounts in the second quarter of 2018, the American Bankers Association said.