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Credit card interest calculator + MORE Apr 23rd
If you don’t pay off your credit card balance in full each month, your credit card provider will charge interest on what you owe, at an annual rate of 12% to 22%, depending on the card. Use our credit card interest calculator to figure out how much interest you’ll owe, and how long it will take .... More »
AIR MILES Shops pre-Black Friday offer: 10x miles sitewide for shopping online + MORE Nov 24th
AIR MILES revealed their pre-Black Friday online shopping offer today that provides 10x the miles site wide:Get 10x the AIR MILES® Reward Miles on qualifying purchases from 00:00:01 a.m. ET on November 23 to 23:59:59 p.m. ET on November 26, 2020. Offer applies to the total base Miles collec.... More »
Canada’s best credit cards for travel insurance May 24th
These days, nearly all credit cards include some kind of travel insurance. Like purchase protection, it’s an easy add-on to entice customers, but savvy Canadians know that not all insurance is created equal. Most travellers really only need to consider a few kinds of coverage: emergency medical, t.... More »
5 Everyday Finance Questions We Ask Ourselves but Never Know the Answer To + MORE Feb 7th
Talking about money can be awkward and uncomfortable. And, comparing yourself to your sister, brother, friends, neighbours, and coworkers certainly doesn’t help. The state of your finances does not determine what kind of person you are, and the topic is no longer taboo. So, why aren’t we talkin.... More »
October 8 Update: 20% Bonus for converting hotel points to Etihad Guest, Double Avios on all Accor Hotel stays Worldwide including Fairmont & more bonus offers Oct 8th
Today was primarily a bonus offer day on our websites! There are definitely a couple you may want to check out.The first offer is more so for our mileage and program maximizers as it is quite program specific. It is the return of Etihad Guest's transfer bonus offer. This is similar in vain to Aerop.... More »
Rate survey: Average card APR remains unchanged at 15.18 percent
– creditcards.com
June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report.
As referendum looms, some Europeans eye British passports
– canadianbusiness.com
LONDON – A few months ago, London-based lawyer Yves Elbaz went rummaging through his papers for tax and banking documents and began drafting his application to Britain’s immigration authorities. With the country due to vote this Thursday on whether it should leave the European Union, the Canadian-French national wanted to make sure he could stay.
“I love the thought of living every day on an island, where the foundations of the English-speaking world started,” the 36-year-old says.
Like others who hold EU passports, Elbaz arrived in Britain without a visa and didn’t need to bother with one before he started his job. But that principle of free movement may have to be renegotiated or even abandoned in favour of a new visa regime if voters favour a British exit, or Brexit, from the 28-member bloc.
The estimated 3 million or so EU citizens living in Britain aren’t likely to be thrown out overnight, but they could be faced with new rules and new paperwork — potential restrictions that have made many anxious, according to immigration lawyer Colin Yeo…
“I love the thought of living every day on an island, where the foundations of the English-speaking world started,” the 36-year-old says.
Like others who hold EU passports, Elbaz arrived in Britain without a visa and didn’t need to bother with one before he started his job. But that principle of free movement may have to be renegotiated or even abandoned in favour of a new visa regime if voters favour a British exit, or Brexit, from the 28-member bloc.
The estimated 3 million or so EU citizens living in Britain aren’t likely to be thrown out overnight, but they could be faced with new rules and new paperwork — potential restrictions that have made many anxious, according to immigration lawyer Colin Yeo…
No rewards for bad behaviour
– moneysense.ca
So many things in this world of ours sound better in theory than they actually are in real life. Like $7.99 all-you-can-eat buffets, BeDazzlers and the latest X-Files reboot. There are also a number of things in the world of personal finance that sometimes turn out to be not quite as shiny as advertised. Case in point: credit card rewards programs.
Please don’t yell at me. I know, I know, Canadians love their reward programs with a passion normally reserved for hockey, poutine and their morning Timmies. What’s not to love? Money for nothing (and your chicks for free). Please hear me out.
No matter how you slice it, here’s the inescapable truth you need to know about credit card rewards programs. In order to collect the bounty, you have to use your credit card. And in order to reap a lot of rewards, you have to use your credit card a lot. For many folks, using their credit card a lot is in itself a bit of a problem.
There are basically two types of reward programs. First, there are the ones that dole out points or miles whenever the cardholder borrows with their card…
Pay-by-selfie is coming soon
– moneysense.ca
(JPM/Image Source/Getty images)Attention BMO MasterCard holders: You’ll soon be able to pay for online purchases with a flash of your pearly whites or a quick swipe of your thumb. Set to roll out this summer, MasterCard Identity Check is a new smartphone app that swaps alphanumeric passwords for biometric authentication to let you complete credit card transactions using a selfie or fingerprint. So far, BMO is the only bank committed to making MasterCard Identity Check more widely available to the general public, but it’s quite likely more institutions will soon jump on the bandwagon. Biometric authentication is actually much safer than what’s currently being used, says John-Kurt Pliniussen, an eMarketing professor at Queen’s University.“I think the technology is here to stay.”
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