Rare sign up bonus for PC Financial Mastercards – 75,000 points if you apply by January 26 + MORE Jan 25th

As part of the PC Optimum Points Days promotion (see this post for more details) the loyalty program is offering a rare sign bonus on their PC Financial Mastercards. From now until January 26 when you apply for any one of their three Mastercards, the PC Financial Mastercard, PC Financial World Mastercard or PC Financial World Elite Mastercard you’ll receive 75,000 PC Optimum points when you receive your card and make your first purchase at Shoppers Drug Mart, Pharmaprix or a participating Loblaw banner store.Those 75,000 points are worth $75 and since you only have to redeem 10,000 points to start, once the bonus posts to your account you’ll be able to use those points right away for a redemption.Learn more about this offer and apply for any of the cards here (According to their terms and conditions you must start the application from the page that this link goes to)

Our feature on What you actually have to spend to get some of the best credit card welcome bonus offers has been updated with the new RBC And HSBC card offers. The RBC Avion Visa Infinite card takes the top spot away from the WestJet RBC World Elite Mastercard by only $1! See the feature here.Wanted to pass along news from our current Podcast sponsor, EQ Bank – who saw Wealthsimple come out with a 2.4% rate on their savings account so they boosted their own EQ Bank Savings Plus Account to 2.45%. Not only is there a fight between banks for gaining new credit card members but the savings account world is heating up as well! Find out more here. Posts since our last update:Rare sign up bonus for PC Financial Mastercards – 75,000 points if you apply by January 26 As part of the PC Optimum Points Days promotion (see this post for more details) the loyalty program is…HSBC World Elite Mastercard – Up to 40,000 bonus points + first year annual fee waived (70,000 points + annual fee for Quebec) HSBC’s latest offer for their World Elite Mastercard is now out…

HSBC’s latest offer for their World Elite Mastercard is now out. This offer is better than their standard offer of course but not as good as the one we saw prior to Christmas or the initial launch offer with the card. Nonetheless it is an offer to look into if this card has been on your radar. Remember the card is our choice for the Mastercard category in our Ultimate No Foreign Transaction Fee Credit Card Portfolio.A little background on this card – this is not their ‘Premier World Elite’ which is meant for people who bank at HSBC but rather this card is for any Canadian and it is essentially the same as the Premier version. When HSBC launched this card in 2018 it became obvious they didn’t want to only market their credit cards to those who bank with them, rather they wanted to get into the entire lucrative Canadian credit card market.  To learn more about this card outside of this bonus offer I would recommend reading our review of the card.  From now until March 9, 2020 you can apply for the HSBC World Elite Mastercard and get up to 40,000 bonus HSBC Rewards Points along with having the first year $149 annual fee waived on the primary card…

The credit card market here in Canada continues to heat up with great acquisition offers. The latest that launched yesterday  is RBC’s new offer for their flagship card the RBC Avion Visa Infinite Card. The new offer is a flat 35,000 RBC Rewards Points that get this – are awarded on approval – no minimum spend, no spend this much each month over this many months. You simply have to be approved for the card and the bonus is yours. Yes you do have to pay the annual fee of $120 but it is more than worth with the value of the bonus and the fact you get the points in your first billing period. No waiting 3 months, 6 months or longer. You can travel a lot sooner with this bonus.Here is what the 35,000 points will get you:One economy class flight anywhere in Canada or the U.S. (Hawaii and Alaska excluded) or two economy class flights to a neighbouring province or state when redeeming via the RBC Avion Air Travel Redemption schedule. Taxes and fees are not included but you can redeem points towards them at 100 points to $1 rate or just pay for them with your credit card$350 credit towards any other travel booked via RBC Rewards (100 points = $1)Convert the 35,000 points to WestJet Rewards at a 100 to 1 ratio…