How to go about securing the best rate and plan for your credit card in Canada.
Latest News
Domestic companion voucher added to base level WestJet RBC Mastercard Jul 9th
WestJet and RBC have just added a new benefit to their base level co-brand Mastercard that really ups the game for entry level credit cards. This new benefit is an annual companion voucher for flights within Canada. That's right a companion voucher on a card that only runs $39 per year. Taking note .... More »
The no fee SimplyCash Card from American Express will see increased earn rates of 2% cash back on gas and groceries + MORE Aug 8th
Not only is the SimplyCash™ Preferred Card from American Express seeing changes but its no annual fee sibling the SimplyCash™ Card from American Express is also being changed for the better The card retains its base earn rate with no annual fee but will now see accelerated earn rates for g.... More »
American Express Cobalt review + MORE Dec 12th
If you know you want an American Express credit card, you’ve probably been referred to the Cobalt credit card. The Cobalt combines high earn rates for everyday purchases with a great insurance package and the ability to put points towards travel for high value. In this American Express Cobalt revi.... More »
December 8 Update: Qatar Airways announces partnership with Alaska Airlines along with a new Seattle - Doha route and earn yourself 500 free World of Hyatt points tomorrow + MORE Dec 9th
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus po.... More »
Big Changes to the MBNA Rewards World Elite Mastercard - now earns 5 points per dollar in select categories + 10% annual bonus points + MORE Jun 25th
File this one into the category of "nobody saw this one coming"- well until we were notified about two weeks ago and then when the details were leaked onto Red Flag Deals a few days ago. The next bank to be making some major changes this week is TD's subsidiary MBNA. Today they are officially .... More »
American Express has sent out letters to those who have the Starwood Preferred Guest Credit Card outlining the details of the changes to the card that are coming on August 4th. We provided this information in our post “New earn rates and benefits revealed for the Starwood Preferred Guest Credit Card from American Express” but one detail that we did not receive at the time which is in the letter is that an Elite Night Credit is coming in the year. Thank you to our reader Harry B. for letting me know about it as I didnt’ read the flipside of the letter where this was mentioned. I know not offering elite nights was a bone of contention for some of our readers saying they should offer this and that the U.S. card offers a 15 night elite credit. Well the good news is we’re getting it on the card although we don’t know the details I am guessing it will be the same as the U.S. card (and the old Chase Marriott card) of 15 nights. That seems to be the rate that Marriott likes to allow the credit card issuers to give out…Reconsideration lines offer a second chance at credit card approval
– creditcards.com
If your credit card application has been denied you might have a second chance of approval by calling the issuer’s reconsideration line. Here’s when to call and what to say.


