All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
Air Canada Aeroplan and Chase are launching a co-branded Mastercard in the U.S. Dec 14th
This post is for our readers from the U.S. and of course for our Canadian readers who play the U.S. credit card game! Air Canada just announced they will be partnering with Chase in the U.S. to offer am Air Canada Aeroplan Mastercard in the U.S. This will mark the airline program's reentry into the .... More »
Here are the latest RBC Offers including statement credits for Linen Chest and bonus points with Rexall Mar 27th
The RBC Offers program has several new promotions and extended one other over the past month. In total there are 25 offers in place with this program. Be sure to login to your RBC account right away to load these offers (if required) or get the promo codes if required. Personally I received thes.... More »
PC Financial World Elite Mastercard Review + MORE Feb 4th
The President's Choice Financial World Elite Mastercard is the flagship card for the PC Optimum program which is the loyalty program for the Loblaw family of stores that include Loblaw, Real Canadian Superstore and Shoppers Drug Mart to name the least. PC Financial is the banking branch of .... More »
Saving on purchases and for emergency funds, Canada’s extreme couponer shares her secrets + MORE Feb 14th
Who doesn’t want to save money. But Kathleen Cassidy takes it to the extreme… with extreme couponing. It all started when she was a student at McMaster University, couponing to get better value for her purchases and her money. Now, still living in Hamilton, Ont., she’s using her savvy to educ.... More »
RWRDS Daily Update – September 30 + MORE Oct 1st
Here’s your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Alaska Airlines Mileage Plan Award Chart Changes Alaska Airlines is making big news today across all the points and miles sites and blogs. They have published a not.... More »
The best TD credit cards in Canada 2020
– moneysense.ca
Formed through a merger between financial giants Bank of Toronto and The Dominion Bank in 1955, TD is one of Canada’s most storied big five banks. It offers a wide array of financial services including an impressive portfolio of more than two dozen credit cards. We break down the best TD credit cards in Canada into five categories so whether you’re looking for cash back, flexible travel points, a co-branded travel card, no-fee cash back, or low interest, you’ve got the inside information to make your choice. The best TD cash back credit cards 2020
Card
Rewards
Annual fee
TD CashBack Visa Infinite
(get more details)*
3% cash back on groceries, gas & recurring bills
1% on everything else
$120
TD First Class Travel Visa Infinite
(get more details)*
9 points/$1 on travel (via ExpediaForTD)
3 points/$1 on everything else
$120
TD Aeroplan Visa Infinite
(get more details)*
1.5 miles/$1 on groceries, gas, and drugstores
1.5 miles/$1 on aircanada.ca purchases
1 miles/$1 on everything else
$120
TD CashBack Visa
(get more details)*
1% cash back on groceries, gas & recurring bills
0…
Reminder – Only three weeks left to earn those American Express Shop Small statement credits
– RewardsCanada.ca
Back in June American Express Canada launched the best ever version yet of their Shop Small campaign and this is just a reminder to all of our readers that you have a little over two three weeks left to earn those credits for shopping at those small and independent Canadian merchants!The offer The offer is the same for every American Express cardmember and card. Each time you spend $10 at Shop Small merchant you will receive a $5 statement credit. This statement credit can be earned up to 10 times for a maximum of $50 in statement credits per card account. The offer is available for purchases made until September 13, 2020.If you aren’t familiar with American Express’ Shop Small program we have a feature to help you out: A step by step guide to the American Express Shop Small Program which shows you how to find merchants who participate in the program. Essentially American Express Shop Small merchants aren’t your major nationwide chain stores. You won’t find Wal-Mart on the list but you will find mom and pop shops, small regional chains, restaurants and other small businesses…It wasn’t long ago that, with a week’s worth of groceries teetering in reusable bags and possibly a squirmy toddler strapped into the cart, we had to key in a PIN (personal identification number) when paying by credit or debit card. Sometimes you could tap to pay, also known as contactless payment, but limits were typically low, around $50—enough to grab milk and ingredients for dinner, but definitely not enough to cover the bill for a proper pantry restock.
Electronic payments have been set up that way to limit fraud. Tap limits are set by the card issuer and hinge on their risk tolerance, as the issuer takes the hit for unauthorized transactions on your debit or credit card. A low tap limit puts less financial burden on a card issuer if a user’s card is compromised.
That’s changed since the onset of the COVID-19 pandemic. Sensibly, to help Canadians avoid touching surfaces like payment terminal keypads, in April 2020 tap limits were increased to $250 from $100 for credit card transactions…
Electronic payments have been set up that way to limit fraud. Tap limits are set by the card issuer and hinge on their risk tolerance, as the issuer takes the hit for unauthorized transactions on your debit or credit card. A low tap limit puts less financial burden on a card issuer if a user’s card is compromised.
That’s changed since the onset of the COVID-19 pandemic. Sensibly, to help Canadians avoid touching surfaces like payment terminal keypads, in April 2020 tap limits were increased to $250 from $100 for credit card transactions…
Aeroplan came out with news yesterday that you can now book flight rewards with Cathay Pacific, Cathay Dragon and GOL online at Aeroplan.com. Prior to this you had to call in to Aeroplan to book on these airlines. For Cathay Pacific and Cathay Dragon you can only redeem for flights between Hong Kong and the following Chiang Mai, Thailand Phuket, Thailand Bangkok, Thailand Cebu, Philippines Manila, Philippines Kuala Lumpur, Malaysia Ho Chi Minh City, Vietnam Hanoi, Vietnam While you can’t redeem for other Cathay flights you can always combine the above routes to other airlines like Air Canada, Etihad, ANA etc. via Aeroplan. For GOL, all of their flights systemwide are available on aeroplan.com now. (Source Aeroplan) For the next week when you buy $150 in Sobeys / Safeway gift cards you’ll get 100 AIR MILES Bonus Miles. There is a limit of 5 offers per collector number so ultimately you can buy $750 in gift cards (use a card like Amex Cobalt or Scotia Gold Amex to earn 5x points) and earn 500 AIR MILES worth just over $50 in Cash Miles or ~$65 towards travel…
