Retired? No mortgage for you: How the stress test is making it tougher to borrow later in life Nov 4th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Retired? No mortgage for you: How the stress test is making it tougher to borrow later in lifeMany people are shocked to discover that the amount they can borrow decreases drastically when they retire because the stress test looks at your income.

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