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Latest News
Big Changes to the MBNA Rewards World Elite Mastercard - now earns 5 points per dollar in select categories + 10% annual bonus points + MORE Jun 25th
File this one into the category of "nobody saw this one coming"- well until we were notified about two weeks ago and then when the details were leaked onto Red Flag Deals a few days ago. The next bank to be making some major changes this week is TD's subsidiary MBNA. Today they are officially .... More »
Amtrak resumes service between Toronto and New York & a new Amex Offer for Lordco Auto Parts + MORE Jul 12th
Here's your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Amtrak has resumed service to Toronto from New York after a two year hiatus. The Maple Leaf service operates daily with six stops on the Canadian portion of the rout.... More »
Earn 1,000 Bonus Points per night at the Delta Hotels Vancouver Downtown Suites + MORE Aug 29th
Offer details: 1,000 Bonus Bonvoy Points PER NIGHT for stays at the Delta Hotels Vancouver Downtown Suites. Valid for stays until Oct 13, 22 Click here to learn more and to book this offer.Make sure you pay for your stay with the Marriott Bonvoy™ American Express®* Card or the Marriott Bon.... More »
New Amex Offers for Amazon and Parachute + MORE Nov 22nd
Its Monday so that typically means time for some new Amex Offers and sure enough there were two new promotions added. The first which I'm sure many will be happy about is an Amazon Offer and the second is for Parachute which is a home goods merchant. I received the Amazon offer on my Gol.... More »
The Best Small Business Credit Card Welcome Bonus Offers for January 2024 + MORE Jan 9th
Here are the Rewards Canada Top 5 Small Business Credit Card Sign Up offers for January This is not a ‘best’ credit card list like our recently released Top Travel Rewards Credit Card rankings but a look at small business cards that have the best welcome bonus offers. As always when choo.... More »
Schoolgirls in India discover Earth-bound asteroid – CBC.ca
– news.google.ca
Schoolgirls in India discover Earth-bound asteroid CBC.caIndian schoolgirls discover asteroid moving towards Earth CTV NewsTwo Schoolgirls From India Just Discovered an Asteroid VICE10th Grade Girls in India Discover Asteroid Headed Toward Earth ComplexTwo high school girls in India discover asteroid moving toward Earth PennLiveView Full coverage on Google News
Schoolgirls in India discover Earth-bound asteroid – CBC.ca
– news.google.ca
Schoolgirls in India discover Earth-bound asteroid CBC.caIndian schoolgirls discover asteroid moving towards Earth CTV NewsTwo Schoolgirls From India Just Discovered an Asteroid VICE10th Grade Girls in India Discover Asteroid Headed Toward Earth ComplexTwo high school girls in India discover asteroid moving toward Earth PennLiveView Full coverage on Google News
Which savings plans should a 37-year-old with a military disability income contribute to, and when?
– moneysense.ca
Q. I am 37 with a military disability income that will pay monthly until I die. Could you give your advice on which savings plans I should be investing in, and the order in which I should make my investments?
To date, I contribute to my and my spouse’s registered disability savings plan (RDSP), then our TFSAs. When I max out these savings plans, should I contribute to a RRSP, or should I use an unregistered trading account?
–Jason
A. Structuring your cash flow so that you have more money coming in than going out is an important first step in the retirement planning process. But once you have that extra cash flow, deciding the best ways to allocate it is not always simple.
I would generally prioritize paying off high interest-rate debt like credit cards before saving, but I will assume that is not a consideration for you and your wife, Jason.
It sounds as though you both qualify for the disability tax credit (DTC), which is a requirement to open a registered disability savings plan (RDSP)…
To date, I contribute to my and my spouse’s registered disability savings plan (RDSP), then our TFSAs. When I max out these savings plans, should I contribute to a RRSP, or should I use an unregistered trading account?
–Jason
A. Structuring your cash flow so that you have more money coming in than going out is an important first step in the retirement planning process. But once you have that extra cash flow, deciding the best ways to allocate it is not always simple.
I would generally prioritize paying off high interest-rate debt like credit cards before saving, but I will assume that is not a consideration for you and your wife, Jason.
It sounds as though you both qualify for the disability tax credit (DTC), which is a requirement to open a registered disability savings plan (RDSP)…
