Secured loans vs. unsecured personal loans: Which should Canadians get? + MORE Dec 11th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Earn 3x Avion Rewards points and save up to 25% on hotel bookings + MORE Jan 5th

RBC’s Avion Rewards is offering 3x Avion Points when you book any hotel via their travel platform and use an eligible RBC credit card (Avion cards, ION cards etc.) to pay for the stay. The 3x points offer is available on hotels around the world and select locations will also have up to a 25% [R.... More »

Ends soon: Scotiabank Gold American Express Card – Increased bonus of 45,000 points and first year free! + MORE Dec 17th

The increased limited time welcome bonus on the Scotiabank Gold American Express Card will be coming to a close soon and it will not be extended! Right now when you apply for and are approved for the card you can earn up to 45,000 Scene+ points plus pay no annual fee in the first year. […] The.... More »

How is a non-registered account taxed upon death? + MORE Jan 14th

Ask MoneySense With so much information out there about estate planning with RRSPs and TFSAs, the one thing l find hard to find answers to are [questions] related to investments in a non-registered account in a brokerage. I am trying to draw down my RRSPs and RRIFs in a tax-efficient manner so that.... More »

American Express Cobalt Card: 18 new confirmed multiplier locations (and 1 removed) + MORE Dec 24th

Here’s our next update to the American Express Cobalt Card Confirmed Multiplier Locations with 18 new locations being added today from across Canada A big thank you to the RWRDS Canada community for providing details on thousands of locations where you can use the American Express Cobalt Card to e.... More »
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OFFER EXTENDED: TD First Class Travel Visa Infinite Card: Up to 135,000 points + first year free + MORE Jan 8th

TD has extended the highest welcome bonus of up to 135,000 points along with no annual fee in the first year on their TD First Class Travel® Visa Infinite* Card. This bonus matches the best offer that has been seen on the card several times since it was revamped in October 2022. The up to […].... More »
Secured loans vs. unsecured personal loans: Which should Canadians get?If you want to borrow money, you have several options in Canada, including a secured or unsecured loan. These loan types have several things in common. Off the top: Financial institutions will lend money for a certain period of time (a.k.a. a term), both types require a credit check and both charge interest. 

When comparing secured loans versus unsecured personal loans, look at each loan’s pros, cons, risks and benefits. You’ll also want to look at how your financial needs, your situation and your personal goals can come into play. Understanding the differences between these two loan types is key, because you can make the best financial decision before you borrow money.

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Buying a car?
How to get the best loan rate.

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What is a secured loan?

A secured loan is one that is backed by collateral using your assets…

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For many people the National Bank of Canada World Elite Mastercard is one of the best when it comes to insurance coverage and is often lauded as the best in Canada.  There are however some limitations one needs to be aware of that can restrict the coverage provided on this card and others issued by […]
The post Loyalty Lesson: Be aware of limitations to National Bank of Canada’s Out of Province Emergency Medical coverage for additional cardholders appeared first on Rewards Canada.

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Get 8,000 Bonus Mileage Bank miles on Japan Airlines upgrade awards out of Vancouver and New Amex Offers for Canada Goose as well as eats & drinks on Amex Marriott Bonvoy Cards. Check out today’s points & miles updates here:
The post RWRDS Daily Update Dec 11: Receive 8,000 Bonus Mileage Bank miles on Japan Airlines upgrade awards out of Vancouver appeared first on Rewards Canada.

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