Secured loans vs. unsecured personal loans: Which should Canadians get? + MORE Dec 11th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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This Week in RWRDS February 14, 2025: Pay no FX Fees & earn up to 5x points outside of Canada Feb 15th

This week we look at how you can pay no FX fees and earn up to 5x points outside of Canada, using your Air Canada or WestJet elite status to get SkyTeam alliance status for a full year and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS […] The post T.... More »

RWRDS Daily Update May 13: 20% more value for Aeroplan points redeemed for Air Canada Vacations packages May 14th

Receive 20% more value for Aeroplan points redeemed for Air Canada Vacation packages and JetBlue's 2nd Canadian city will have to wait & WestJet cuts Vancouver to Austin. Check out today's points & miles updates here: The post RWRDS Daily Update May 13: 20% more value for Aeroplan points r.... More »

Looking for a mortgage in B.C.? Don’t limit your options to the big banks + MORE May 28th

At last, interest rates are coming down again. For Canadians who are in the market for a new home, facing renewal of their mortgage in the foreseeable future, or feeling unsatisfied with their current home loan, this poses two choices: do you pounce now, or stay on the sidelines in the hope that rat.... More »
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How to help protect your loved ones from senior scams + MORE May 27th

This is part of a series of columns about how to protect important information and people in your life against fraud and scams. Stay tuned for more. It’s fair to say today’s Canadian seniors grew up in a more courteous time. But their reflexive politeness makes them uniquely vulnerable to dig.... More »

AIR MILES: Earn up to 150 bonus miles at Shell this week (Targeted Offers) + MORE May 26th

Select AIR MILES collectors can earn a nice amount of bonus miles this week at Shell. There are two offers that showed up in my account over this weekend. One is for May 26th only and the other is a week long bonus. What is detailed below are the offers are received – you may […] The pos.... More »
Secured loans vs. unsecured personal loans: Which should Canadians get?If you want to borrow money, you have several options in Canada, including a secured or unsecured loan. These loan types have several things in common. Off the top: Financial institutions will lend money for a certain period of time (a.k.a. a term), both types require a credit check and both charge interest. 

When comparing secured loans versus unsecured personal loans, look at each loan’s pros, cons, risks and benefits. You’ll also want to look at how your financial needs, your situation and your personal goals can come into play. Understanding the differences between these two loan types is key, because you can make the best financial decision before you borrow money.

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What is a secured loan?

A secured loan is one that is backed by collateral using your assets…

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For many people the National Bank of Canada World Elite Mastercard is one of the best when it comes to insurance coverage and is often lauded as the best in Canada.  There are however some limitations one needs to be aware of that can restrict the coverage provided on this card and others issued by […]
The post Loyalty Lesson: Be aware of limitations to National Bank of Canada’s Out of Province Emergency Medical coverage for additional cardholders appeared first on Rewards Canada.

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Get 8,000 Bonus Mileage Bank miles on Japan Airlines upgrade awards out of Vancouver and New Amex Offers for Canada Goose as well as eats & drinks on Amex Marriott Bonvoy Cards. Check out today’s points & miles updates here:
The post RWRDS Daily Update Dec 11: Receive 8,000 Bonus Mileage Bank miles on Japan Airlines upgrade awards out of Vancouver appeared first on Rewards Canada.

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