Secured loans vs. unsecured personal loans: Which should Canadians get? + MORE Dec 11th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Aeroplan Amazon Prime Days promotion: Up to 10x points on shopping & a chance to win 1,000,000 points! + MORE Jun 20th

Air Canada Aeroplan and Amazon have teamed up to celebrate the upcoming Amazon Prime Days which will run from July 8 to July 11. Aeroplan members who register for this promotion will be able to earn up to 10x points on purchases made in eligible Amazon categories during the four days of Prime Days. .... More »

RWRDS Daily Update Feb 13: RBC extends the inactivity rule for the Avion Select program + MORE Feb 13th

RBC extends the inactivity rule for the Avion Select program, BermudAir launching flights between Montreal and Bermuda & earn 25 bonus Aeroplan points at Starbucks. Check out today's points & miles updates here: The post RWRDS Daily Update Feb 13: RBC extends the inactivity rule for the Av.... More »
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Personal loan versus line of credit: Which should you choose? + MORE Mar 8th

Life is full of big expenses. If you ever need a new car, have a home emergency or simply want to take a vacation, might consider getting credit to pay for it. Both personal loans and lines of credit are ways to borrow money for large spends, but there are some significant differences between the tw.... More »
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Holiday debt hangover: How to get your finances back on track Feb 11th

After the holidays wrap up, many Canadians are left dealing with what’s often called a “holiday debt hangover.” It’s that uneasy feeling in January when the celebrations are over, but the credit card bills loom. Recent surveys show a growing number of Canadians carry holiday-related debt .... More »
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New to Canada? Here’s how the Scotiabank newcomer offer can help Dec 17th

Newcomers to Canada typically have a hard time applying for credit cards or financial products simply because they have no Canadian credit history. Fortunately, Scotiabank’s StartRight® Program offers newcomers the ability to apply for credit and start building their credit history in Canada. .... More »
Secured loans vs. unsecured personal loans: Which should Canadians get?If you want to borrow money, you have several options in Canada, including a secured or unsecured loan. These loan types have several things in common. Off the top: Financial institutions will lend money for a certain period of time (a.k.a. a term), both types require a credit check and both charge interest. 

When comparing secured loans versus unsecured personal loans, look at each loan’s pros, cons, risks and benefits. You’ll also want to look at how your financial needs, your situation and your personal goals can come into play. Understanding the differences between these two loan types is key, because you can make the best financial decision before you borrow money.

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Buying a car?
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What is a secured loan?

A secured loan is one that is backed by collateral using your assets…

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For many people the National Bank of Canada World Elite Mastercard is one of the best when it comes to insurance coverage and is often lauded as the best in Canada.  There are however some limitations one needs to be aware of that can restrict the coverage provided on this card and others issued by […]
The post Loyalty Lesson: Be aware of limitations to National Bank of Canada’s Out of Province Emergency Medical coverage for additional cardholders appeared first on Rewards Canada.

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Get 8,000 Bonus Mileage Bank miles on Japan Airlines upgrade awards out of Vancouver and New Amex Offers for Canada Goose as well as eats & drinks on Amex Marriott Bonvoy Cards. Check out today’s points & miles updates here:
The post RWRDS Daily Update Dec 11: Receive 8,000 Bonus Mileage Bank miles on Japan Airlines upgrade awards out of Vancouver appeared first on Rewards Canada.

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