How to go about securing the best rate and plan for your credit card in Canada.
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How to Apply for a Credit Card: Quick & Easy Steps + MORE May 29th
Applying for a credit card can be confusing, with so many card options and features to consider. But before you start researching the various types of credit cards, you need to have a clear picture of your financial situation, including your credit score. This will give you an idea of which cards yo.... More »
Canadian Tire says recent breach of e-commerce database involved customer info + MORE Oct 14th
The breached data included names, addresses, emails and birth years as well as encrypted passwords and in some cases, incomplete credit card numbers..... More »
`Wolfe disk`: Astronomers discover ancient galaxy similar to the Milky Way - WION + MORE May 25th
`Wolfe disk`: Astronomers discover ancient galaxy similar to the Milky Way WIONAncient disk galaxy looks 4.5 billion years ahead of its time New AtlasAstronomers make incredibly discovery of massive disk galaxy similar to our own 7NEWS.com.auAstronomers announce disc.... More »
AIR MILES to lose LCBO as a partner as of March 31st + MORE Feb 26th
A tip of the hat to Anshul at Points, Miles & Bling for alerting us on Twitter to this latest development for the AIR MILES program. One of their longest standing partnerships is coming to an end on March 31 as LCBO will be leaving the program. For 23 years members in Ontario have been .... More »
Podcast Episode 99: Loyalty Lesson – Credit Card Spending Caps Explained Dec 20th
In this episode we provide our first Loyalty Lesson podcast. If you read the Rewards Canada site regularly you may have already seen this feature but just in case you haven’t, the Loyalty Lesson is Credit Card Spending Caps explained! We look at how credit card issuers place caps on the acc.... More »
Rate survey: Average card APR remains at record high of 16.13 percent
– creditcards.com
August 9, 2017: The average credit card rate remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report.
How do airline credit cards work?
– creditcards.com
Know what you’re signing up for before you apply
Self-Employed but Need a Loan? 7 Things You Need to Know
– ratesupermarket.ca
Being self-employed has its pros and cons: you may have a more flexible schedule, but you also have a lot more responsibility, especially when it comes to managing your own finances.
According to Statistics Canada, 2.76 million people were self-employed in 2016. And with the swelling ranks of the self-employed, you’ll likely find many lenders are weary of handing out money to those who don’t fit their idea of the “perfect borrower” with a steady, predictable income. Banks and lenders are not always too fond of risk, so as a self-employed borrower, you’re going to have to convince them that lending to you isn’t as risky as it seems, and that you can pay your debts on time.
Maybe you’re looking to refinance credit card debt with a personal loan or trying to get a mortgage – here are some things you should know about qualifying for a loan when you’re self-employed.
1. Apply before you quit your day job
First and foremost, if you still have a 9-to-5 job, you may want to apply for refinancing or that personal loan or that auto loan or that mortgage before leaving your current position…
Join Marriott Rewards and earn Double Airline Miles for stays – includes Aeroplan & British Airways
– RewardsCanada.ca
Back at the start of June we broke the new offer from Marriott that awarded 1,000 miles for just joining the program and double miles on all stays for 90 days. Well the offer was quickly pulled due to overwhelming response because of the free miles. We now see it return without the sign up bonus of course but now when you join Marriott Rewards via the special link below you’ll earn Double Miles on all your stays in any one of 9 airline programs. For most of us here in Canada Aeroplan or BA Executive Club make the most sense but there are seven other airlines to choose from as well. Offer details:Double Airline Miles on all your Marriott stays when you join Marriott Rewards. Maximum of 35,000 bonus miles awarded. Double Miles awarded for the first 90 days from date of joining. Receive Full details and Online Registration (Registration is required) Until Dec 31, 17Participating Airlines:AeroplanEtihad Guest Qatar Airways Privilege ClubAvianca-TACA LifeMilesAeroMexico ClubPremierBritish Airways Executive ClubJet Airways JetPrivilegeLufthansa Miles & MoreSingapore Airlines KrisFlyerIf miles aren’t your preference remember there is always the Marriott New Member Bonus where you can earn a free night at a category 1 – 5 hotel after your 2nd paid stay at any Marriott Hotels Worldwide…2017 Credit Card Fee Survey: Consumers catch a break
– creditcards.com
Changes to credit card fees have decreased, foreign transaction fees are going away, and the rest can be avoided.
