All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
Can your card company impose a new annual fee on you? + MORE Mar 8th
Card issuers can make changes to their products, such as start charging fees on otherwise no-fee cards. These are your options when hit with a new fee on your credit card..... More »
June 16 Update: British Airways Canada-India sale, US Airways 100% bonus on sharing miles returns with a twist, JAL discounted award tickets + MORE Jun 17th
Aeroplan refer a friend bonus, BA sale to India and numerous bonuses abound today! News, Tips & TricksLast week Aeroplan began emailing some of their members (us included) with a new acqusition campaign called Aeroplan Connections. Read more about it here In the bonus offers sections check out.... More »
Last day to vote for your favourite credit cards and loyalty programs! + MORE Oct 5th
Today is the last day to vote for Canada’s Choice! This is where, you, the Canadian consumer get to vote for your favourite credit cards and loyalty programs in Canada!! Voting is quite simple, once you click the icon or link below you will be asked to select one card .... More »
October 19 Update: Scotia buys Sears Card portfolio from Chase, Sonesta Hotels added to Rewards Canada + MORE Oct 20th
Election day here in Canada and lots of things going on behind the scenes mean our daily update is being posted later than usual today! News, Tips & TricksLast Thursday news broke the Scotiabank had bought JP Morgan Chase's credit card portfolio here in Canada. There was mixed news as to whet.... More »
Air Canada Aeroplan adds Virgin Australia as their newest airline partner + MORE Jan 7th
Air Canada's Aeroplan keeps on adding more travel partners to program - namely airlines which shows they are hyper focused on the program being a true frequent flyer program rather than the coalition program they had been known as for the better part of almost two decades. In 2020 alone the pr.... More »
Get More Cash Rewards with Air Miles Cash
– canadianfinanceblog.com
I recently found out about a new way to use my Air Miles account that I wasn’t aware of. Air Miles Cash rewards offers you a chance to redeem your miles points for cash off every day purchases that you make at participating retailers. Since I prefer cash rewards over travel or products, I was quickly interested in this option. In order to allow me to test this addition to the program, I received a few extra points.Perks of the New Air Miles Cash Rewards
The new Air Miles Cash rewards program allows you to add a new dimension to your reward-earning endeavors. You can still allocate points toward your Dream balances in order to redeem for for travel and, on the other side, earn cash rewards.
It’s important to understand that your Dream balance and your Air Miles Cash balance will not be interchangeable. This means that you can’t move your cash points over to your Dream balance, nor your Dream points over to the cash side. If you want to join the program, you can decide how to allocate your points…
How Much Travel Insurance Is Enough?
– ratesupermarket.ca

One of the things Canadians are proudest of is our “universal healthcare” coverage. Yet “universal” is a bit of a misnomer, since it’s generally not valid outside the country, and there are even variations from province to province. How much travel insurance is enough? Here’s what you need to know about your coverage before heading out of town.
Are You Already Covered?
When my oldest daughter was about 10 months old, we drove down to New York City to visit friends who were living there. On our last day in town, we woke up to discover a baby with one eye swollen shut. We rushed to our friends’ pediatrician who diagnosed that she’d scratched her eyeball in her sleep, a relatively common occurrence we were told. The doctor prescribed antibiotic drops, and told us not to worry. Oh, and don’t forget to leave your $200 cash on the way out the door.
We were lucky; my wife’s employee health plan included travel insurance that covered most of the cost of the doctor’s visit, plus 80 per cent of the cost of the prescription (as it would at home)…
Sep 9 Update: Hyatt fall promo now open for registration, 1,000 Bonus HHonors Points via iPhone app, Qatar Airways entering oneworld on Oct 30
– RewardsCanada.ca
Welcome to the first day of a full 5 day week of updates on Rewards Canada in nearly a month! News, Tips & Tricks Hyatt Gold Passport’s Discover New Possibilities promotion is now open for registration. The promotion offers up to 50,000 Bonus Gold Passport points on multiple Hyatt stays. Qatar Airways has announced that October 30 will be their official entry date into the oneworld Alliance. Starwood Preferred Guest Platinum Elite members can now get unlimited complimentary upgrades, and first checked bag free on Delta flights as part of their Crossover Rewards partnership. This is a nice addition to the partnership however SPG Platinum members are given priority behind Medallions, Medallion Companion, and KLM, Air France, and Alaska elite upgrades which definitely eats away at seats open for upgrades! Complete details can be found here. Short Term Bonus Alert: Earn 2x Aeroplan Miles on Home Hardware purchases until Sep 14. Full details Bonus OffersAir Canada Aeroplan- 1,000 Bonus Aeroplan Miles when you join Aeroplan and fly on your next scheduled flight operated by Air Canada or Air Canada Express…5 things your bank teller isn’t telling you
– moneysense.ca
We can drop fees. Why dig into your pockets when tellers routinely waive bank draft, certified cheque and overdraft fees? There’s no harm in asking for a break, especially in extenuating circumstances or when service is slow. “If I take forever with a transaction then I waive the fee as a courtesy,” said a teller who has worked at several major Canadian banks.
We have sales quotas. Most tellers have monthly credit-card and referral quotas based on hours worked and tied to year-end bonuses, so watch out for aggressive over-the-counter sales pitches. Some banks even have special premiums that make bonuses skyrocket after a certain amount of product is sold. Even credit limit increases count toward quotas at some banks.
We overlook details. Tellers often miss the date on postdated cheques and process them anyway. If and when a premature transaction is caught, you will be called by the bank to return the money until the original date transpires. It’s best to double-check when cashing a cheque since the onus is on you…
We have sales quotas. Most tellers have monthly credit-card and referral quotas based on hours worked and tied to year-end bonuses, so watch out for aggressive over-the-counter sales pitches. Some banks even have special premiums that make bonuses skyrocket after a certain amount of product is sold. Even credit limit increases count toward quotas at some banks.
We overlook details. Tellers often miss the date on postdated cheques and process them anyway. If and when a premature transaction is caught, you will be called by the bank to return the money until the original date transpires. It’s best to double-check when cashing a cheque since the onus is on you…
Air Canada: Earn up to 15,000 Bonus Aeroplan Miles on mulitple Air Canada flights (Targeted offer)
– RewardsCanada.ca
Unlike the Double Miles for flights to China promotion posted earlier, I did not get an email for this one but it was listed in the ‘more offers’ list after I did register for China promotion: Earn up to 15,000 Bonus Aeroplan Miles when you fly with Air Canada, Air Canada Express and Air Canada rouge to over 175 destinations. Simply, register, book and fly.Here is how your bonus miles add up: Fly 12 flight segments and earn 3,000 Bonus Aeroplan Miles Fly 25 flight segments and earn 15,000 Bonus Aeroplan Miles Simply register, book and travel between September 9 and November 30, 2013 And like the previous post you also can try to register via the link above but there are no guarantees you’ll get the mileage if you did not get the email but as is the case with most targeted offers it does not hurt to try and YMMV! 

