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October 8 Update: 20% Bonus for converting hotel points to Etihad Guest, Double Avios on all Accor Hotel stays Worldwide including Fairmont & more bonus offers Oct 8th
Today was primarily a bonus offer day on our websites! There are definitely a couple you may want to check out.The first offer is more so for our mileage and program maximizers as it is quite program specific. It is the return of Etihad Guest's transfer bonus offer. This is similar in vain to Aerop.... More »
48% of Canadians aren’t taking steps to meet goals + MORE Dec 29th
TORONTO — A new report from CIBC says about half of Canadians aren’t taking sufficient steps to stay on top of their financial priorities in the coming year.
A poll conducted this month for the Toronto-based bank found that 48 per cent of respondents didn’t plan to cut back spending o.... More »
Credit card trends - CreditCards.com + MORE Dec 30th
Get ready for new rewards and ways to pay, but carrying a balance on your card will become more expensive.... More »
Celebrate Canada's 150th with 1,500 Bonus Hilton Honors Points + Bonus Airline Miles per night for stays in Canada + MORE Jun 9th
Hilton is latest the hotel chain to jump into the fray for Canada's 150th Birthday with this really sweet bonus that offers up extra points and airline miles for every night stay at participating hotels in Canada! Just remember to set your Honors account to earn Points+Miles and then register for th.... More »
Tesla Earnings: What To Expect From Results And Musk's Call (Live Coverage) - Investor's Business Daily + MORE Oct 22nd
Tesla Earnings: What To Expect From Results And Musk's Call (Live Coverage) Investor's Business DailyTesla's record revenue tops forecasts as tax credit expiry drives US EV sales YahooTesla Earnings Miss Despite Record Third-Quarter Sales Surge Bloomberg.comTesla pro.... More »
Should You Refinance Your Mortgage?
– ratesupermarket.ca
A recent study by NerdWallet using mortgage data by Black Knight Financial Services found that Americans are wasting as much as $13 billion per year because they aren’t refinancing their mortgages.
The study, which identified over 5.2 million homeowners who had good credit and at least 20 per cent equity, showed that these borrowers could save an average of $215 per month if they were to refinance. However, they cautioned that they were being conservative about the potential $13 billion savings since they used a higher refinance rate than was being offered at the time. That means that American homeowners could potentially save even more.
What About Canadian Homeowners?
It’s hardly a stretch to suspect that Canadian homeowners are also paying significantly more in interest a year than they might have to. A 2004 CIBC study showed that Canadians saved $7 billion that year by refinancing their mortgages. With the increase in housing prices and mortgages in the ensuing decade, Canadians with good credit could likely qualify to save a significant amount if they refinance their mortgages…
Downgrading a rewards card? You may be eligible for sign-up bonus
– creditcards.com
If one card becomes too expensive, consider applying for less costly versions — and you might even score a sign-up bonus. But be aware of credit implications
