How to go about securing the best rate and plan for your credit card in Canada.
Latest News
Aeroplan Availability Alert: Austrian Airlines Business Class Montreal to Vienna for up to 8 or more people per flight Aug 24th
For the past few winters we seen amazing Aeroplan award availability for business class flights between Montreal and Vienna and 2024/25 is no different. There are quite a few days for the upcoming fall and winter season that are showing up to 8 or even more than 8 award seats open on Austrian Airl.... More »
About half of Canadian workers are living paycheque to paycheque: survey + MORE Sep 6th
TORONTO — A new survey by the Canadian Payroll Association suggests nearly half of workers are living paycheque to paycheque due to soaring spending and debt levels.
The poll found that 47 per cent of respondents said it would be difficult to meet their financial obligations if their paycheque was.... More »
Q&A: How cardholder behavior can impact your credit + MORE Nov 9th
Lesser-known 'behavior scores' consider unique aspects of your credit card behavior, and may affect the kinds of offers you get, but only from your existing card issuer..... More »
NY Fed: Credit inquiries fell to historic low in Q4 + MORE Feb 13th
A report by the New York Fed shows credit inquiries in the past six months fell to a historic low in the fourth quarter of 2018..... More »
Charged Up! podcast: Making your financial goals stick - CreditCards.com + MORE Jan 3rd
If you've made a resolution to get your finances and credit under control this year, there are some key strategies to making those goals stick and making this your best year ever.... More »
Sizing up a credit card rewards scheme
– creditcards.com
Points pros live lavish lifestyles with their rewards points they collect, but if you’re planning to get in on the game, make sure the fees won’t outweigh the benefits
Case Study: Fixed Return Travel Card versus a Reward Chart Travel Card
– RewardsCanada.ca
In this feature we look at two very popular Canadian credit cards and the return you get from them for your everyday spending. One has a fixed point rewards chart system while the other is a straight cash back towards any travel purchase. The cards are the RBC® Visa Infinite‡ Avion® and the Capital One® Aspire Travel™ World Elite MasterCard®. The RBC card has your traditional reward chart system whereas the Capital One® card is your book travel anywhere and redeem against the charge system. With RBC’s reward chart system they have set out a points requirement for various regions of travel, short haul North America, long haul North America and so on. That fixed reward chart points requirement means that you have to use a set number of points to redeem for travel within that region. Taking short haul for example, you need to redeem 15,000 points for tickets that can cost up to $350 before taxes and fees…Open Cuba's Market to U.S. Farmers
– online.wsj.com
Americans can sell food to the island, but only in cash transactions. It’s time to extend credit. Mortgage delinquency rates were low in Toronto and Vancouver during the fourth quarter of 2016, despite hot housing markets that have sent prices soaring, according to a new report from Canada Mortgage and Housing Corporation that examines consumer mortgage credit data.
June 13 Update: Fixed Return Travel Card versus a Reward Chart Travel Card, Marriott & Starwood won’t merge until late 2018 & more!
– RewardsCanada.ca
News, Tips & Tricks We released our first ‘case study’ that looks at the value you get from a Fixed Return Travel Card versus a Reward Chart Travel Card. Most proprietary credit card programs are the former save for several like Avion and Aventura which are the latter as well as your traditional programs like Aeroplan, AIR MILES and others using reward charts. In this feature we focus on two of Canada’s most popular and best cards with each one representing one of the categories. You can read the case study here. You may have even more time then we expected with Starwood Preferred Guest and of course the extremely strong Starwood Preferred Guest Credit Card from American Express (Why you should still consider getting the Starwood Preferred Guest Credit Card from American Express) as Marriott gave some more details on the merger of the two programs during a lodging conference and it looks like it won’t happen until the end of 2018 and that even isn’t being promised. So yes now more than ever you should be taking advantage of the very strong Starwood Preferred Guest program as you have at least 1…
