The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Final days to apply for the MBNA Alaska Airlines & Best Western Mastercards Nov 6th
MBNA is set to shut down four of their co-brand credit cards for new applications at the end of the day on November 7. Those cards are the Alaska Airlines World Elite® Mastercard®, Alaska Airlines Platinum Plus® Mastercard® , mbna Best Western Mastercard® and the Harley-Davidson Mastercard. My .... More »
What are the best travel points programs for Canadians? This Week in RWRDS September 26, 2025 Sep 27th
This week we look at the 5 best travel rewards points currencies for Canadians, earning Aeroplan points for donations to the Red Cross, changes to the prepaid Wealthsimple Cash Card and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This We.... More »
Top 5 Small Business Credit Card Sign Up offers for July - These cards provide the best value out of their welcome bonuses Jul 11th
Here are the Rewards Canada Top 5 Small Business Credit Card Sign Up offers for this month! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards for small businesses that have very good acquisition (welcome/sign up) offers. As a.... More »
A Rare Fast Radio Burst has been Found that Actually Repeats Every 16 Days - Universe Today + MORE Feb 12th
A Rare Fast Radio Burst has been Found that Actually Repeats Every 16 Days Universe TodayNewest FRB Could Be A Rosetta Stone SETI InstituteUnknown source in space is emitting repeating radio signal - Insider INSIDERMysterious radio signal from space is repeating ever.... More »
CIBC ranked No. 1 in mobile banking customer service + MORE Apr 4th
(Chris So/Toronto Star via Getty Images)
CIBC has come in first in a Canadian ranking of customer service in mobile banking. The bank topped the ranking based on its customizable experience, a feature to enable customers to book meetings and for its fingerprint ID security.
In its 2017 Mobile Bankin.... More »
TD Bank raises rate for variable-rate mortgages
– moneysense.ca
TORONTO – TD Bank (TSX:TD) is raising the interest rate it charges customers with variable-rate mortgages.The bank is increasing its TD Mortgage Prime rate to 2.85 per cent from 2.7 per cent, effective Tuesday.
Customers with fixed-rate mortgages are unaffected by the change.
TD’s prime rate for other products with a variable interest rate, such as lines of credit, are not affected as that rate remains at 2.7 per cent.
.cbR{box-sizing:border-box;display:block;width:100%;margin:1em 0;border:1px solid #bbb;padding:.5em}@media (min-width:480px){.cbR{width:250px;margin:0 0 1em 1em;float:right}}Expect tougher mortgage rules by November
Borrowers with variable-rate mortgages often negotiate a discount to the prime rate, but the rate they pay still goes up and down as the prime rate changes.
The increase means borrowers with variable-rate mortgages at TD will see a larger portion of their mortgage payment go toward paying interest instead of repaying principal if their payment remains the same…
Simple strategies for increasing your card rewards
– creditcards.com
First, shift monthly spending from cash and checks to credit
Review: Scotiabank Gold American Express® Card
– ratesupermarket.ca
Looking to earn travel rewards faster? The Scotiabank Gold American Express® Card is a quick route to getting you to the destination of your dreams. As part of the Scotia Rewards program, cardholders can earn four times the points on gas stations, grocery stores, dining and entertainment experiences, while earning one point per dollar on all other purchases wherever American Express is accepted. Points can be redeemed for travel, gift cards, merchandise, experiences, charitable donations, investments and more.
Cardholders get access to the American Express Travel Privileges program and receive special offers including discounts on cruises, hotels, airfare, car rentals and even full vacation packages. And, if you’re new to Canada, it’s part of the StartRight program meaning you don’t necessarily have to have a credit history in Canada in order to use it. All in all, it’s a well-rounded piece of plastic that just happens to be RateSupermarket.ca’s 2015 Best of Finance winner for best travel rewards credit card with a fee in Canada…
