The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Have Fun While Saving Money: 25 Things to Do for Free Aug 14th
Looking for fun activities that won’t break the bank? There are plenty of things to do for free that can be both enjoyable and fulfilling. Free activities not only help you save money, but they also allow you to discover new interests and hobbies.
25 Fun Things to Do for Free
I’ve compil.... More »
Aeroplan further extends the pause on points expiry to November 2025 Jun 23rd
Air Canada Aeroplan has announced a further extension on the pause of points expiry to November 2025. The airline first paused points expiry during the pandemic and even as the world began to emerge from Aeroplan continued to extend the pause. The last extension was until September 29, 2024 but they.... More »
TD® Aeroplan® Visa Infinite* Card: Up to 50,000 Aeroplan points and no annual fee for the 1st year Oct 15th
The newest welcome bonus offer on the TD® Aeroplan® Visa Infinite* Card provides up to 50,000 Aeroplan Points and no annual fee in the first year. Ranked as the best airline credit card in Canada, this premium offering from TD also provides strong earn rates on everyday spending, good travel ins.... More »
Earn up to 15,000 bonus Aeroplan points on Air Canada flights between Canada and Japan + MORE Oct 20th
Air Canada is back with another Aeroplan bonus points promotion for flights to Japan. Members can earn up to 15,000 bonus points for flights that are booked in the next week for travel from late fall right through to late spring. The up to 15,000 bonus points offer: Earn up to 15,000 bonus Aeroplan .... More »
February 3 Update: Earn 2x elite qualifying points on your IHG stays, Flair Airlines 50% off to the U.S. & Mexico flash sale and Avianca Latin America seat sale + MORE Feb 3rd
Here's your Rewards Canada Daily update! Your bear daily dose of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 100,000 bonus points worth $500, ha.... More »
What Is a Good Credit Score in Canada?
– canadianfinanceblog.com
Have you ever been surprised to find that you were turned down for credit, or that you had very little credit history at all? Even if your credit history is rock solid, it’s important to know what goes into determining your credit score. Understanding how your credit score is measured will help you improve it, and keep it in good standing.
What is a Credit Score?
A credit score is a summary of an individual’s entire credit history and serves as an indicator of their ability to meet their financial obligations.
Your credit file is a fairly complex document that’s full of various codes and data. The credit bureau provides an ongoing analysis of that data, summarizing it into an easy-to-decipher 3-digit score, allowing lenders to assess the overall quality of your repayment history, before deciding to dig deeper.
For example, an excellent credit score may indicate that no further investigation is necessary, an average score might suggest a deeper review, and a poor one could mean a summary denial…
What is a Credit Score?
A credit score is a summary of an individual’s entire credit history and serves as an indicator of their ability to meet their financial obligations.
Your credit file is a fairly complex document that’s full of various codes and data. The credit bureau provides an ongoing analysis of that data, summarizing it into an easy-to-decipher 3-digit score, allowing lenders to assess the overall quality of your repayment history, before deciding to dig deeper.
For example, an excellent credit score may indicate that no further investigation is necessary, an average score might suggest a deeper review, and a poor one could mean a summary denial…
Guide to Credit Card Emergency Medical Insurance Coverage – Updated for 2022
– RewardsCanada.ca
The one good thing about doing a website redesign and updating pages on a one by one basis is that it allows us to also bring the content of those pages up to date. Such is the case with this feature we first published back in February 2013. It has had a few updates along the way but definitely needed to be a thorough brushing up for 2022. That feature is our Guide to Credit Card Emergency Medical Insurance Coverage (formerly titled Travel Reward Credit Card Medical Insurance Coverage but there are cash back cards with this benefit now) and the main premise of this feature is to let readers know which cards provide the insurance and more importantly which will cover you when you are 65 years or older.Screen shot of the primary focus from the featureClick here to check out the updated Guide to Credit Card Emergency Medical Insurance Coverage If there are any cards/details we missed or you have any questions about this type of coverage please let us know in the comments section.
TD Refer a Friend limited time offer: earn up to $300 in e-gift cards for credit card referrals
– RewardsCanada.ca
We’ve now seen several banks offer incentives for referring friends and family to their card products, with American Express being the most notable and now TD is in the referral game. Launching today, TD has a limited time offer whereby if you have a TD card you can refer friends and family to get a TD credit card and you’ll receive a $100 e-gift card for each successful application up to three times. This offer is available until March 6, 2022 and my guess is if this limited time refer a friend offer is successful for TD we’ll see it return in the future. TD states there is a wide selection of $100 e-gift cards you’ll be able to choose from including Amazon, Uber Eats and Sobeys.Here are the cards you can refer to:TD® Aeroplan® Visa Infinite* CardTD® Aeroplan® Visa Platinum* Card TD® Aeroplan® Visa Infinite Privilege* CardTD Cash Back Visa Infinite* CardTD First Class Travel® Visa Infinite* CardTD Platinum Travel Visa* CardAlso if you don’t currently have a TD card but have been considering one and more so considering two, ie one for yourself and one for your partner/spouse/player 2 you should have enough time to apply for one card right now and then refer your partner/spouse/player 2 once you get your card and have it activated…
