The best GIC rates in Canada for 2024 + MORE Dec 16th

There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News

New increased welcome bonus of up to 40,000 Asia Miles on the Cathay World Elite® Mastercard® 
– powered by Neo Feb 2nd

Neo and Cathay have revealed a new increased welcome bonus offer on the Cathay World Elite Mastercard – powered by Neo. When you apply for and are approved for the card you can receive up to 40,000 bonus Asia Miles. This is highest public bonus seen on the card since it was introduced in late .... More »

RWRDS Daily Update July 25: Earn up to 125 Bonus AIR MILES at Shell on July 28 & earn bonus Aeroplan points on Air Canada flights out of Hong Kong + MORE Jul 26th

Earn up to 125 Bonus AIR MILES at Shell on July 28 and Earn up to 15,000 bonus Aeroplan points on Air Canada flights out of Hong Kong. Check out today's points & miles updates here: The post RWRDS Daily Update July 25: Earn up to 125 Bonus AIR MILES at Shell on July 28 & earn bonus Aeropla.... More »

RWRDS Daily Update April 7: Earn 30 bonus AIR MILES when shopping with Amazon Apr 8th

Earn 30 bonus AIR MILES when spending $20+ across multiple categories with Amazon, Catch up on This Week in RWRDS, PC Optimum member loses 43 Million points! (RWRDS Canada in the news) Check out today's points & miles updates here: The post RWRDS Daily Update April 7: Earn 30 bonus AIR MILES wh.... More »

Trump wants to cap credit card interest at 10%. Is that a good idea? - CBC + MORE Jan 27th

Trump wants to cap credit card interest at 10%. Is that a good idea?  CBCWhy Trump’s Credit-Card Crackdown Will Backfire  The Free PressWhat a Credit-Card Interest Rate Cap Would Mean for Consumers  BloombergShould Canada cap credit card interest rates? One expert war.... More »
 air miles

The best student credit cards in Canada for 2025 + MORE Aug 6th

When you’re at a new restaurant, do you have to see the menu before you order? Or do you eat what your foodie friend says is good, knowing it’ll be amazing? The answer can help you decide how to pick a new credit card. Some people want the ability to compare their options side-by-side, while oth.... More »
GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

Why trust us

MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Advertisement

Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

Continue Reading On moneysense.ca »

It was a busy 2024 for Canadian business: the Bank of Canada began cutting interest rates as inflation moderated and labour unions looked to make gains. Some of these changes look set to continue in 2025, but the new year will also bring fresh challenges. 

Here are five things to watch in Canadian business for the coming year:

Canada–U.S. relations: Trump, tariffs, CUSMA

Corporate Canada will be focused on Donald Trump, who is set to be sworn into office on Jan. 20, with the U.S. president-elect already making waves in the business world. 

Trump sent Canadian politicians scrambling after he threatened to impose massive tariffs unless Canada and Mexico stopped the flow of migrants and illegal drugs into the U.S. The tariffs would be a significant blow to the country’s most important trading relationship.

Sébastien Mc Mahon, chief strategist at iA Global Asset Management, says the first 30 days of Trump’s second presidency will set the tone for things to come. 

“If Donald Trump comes in vengeful and not listening to his economic advisers and is dogmatic on all of these issues, God knows how bad things can go,” he said…

Continue Reading On moneysense.ca »

Share

PinIt
Compare insurance quotes through Kanetix.ca - save time and money!