The best GIC rates in Canada for 2025 Dec 22nd

There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
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No-fee vs. rewards credit cards: When paying an annual fee pays off Sep 11th

There are a lot of factors to consider when choosing a new credit card, with the annual fee being one of the most important. There’s no point in paying for a rewards credit card if you’re not coming out ahead, which is why it’s so important to determine a card’s break-even point—the amount.... More »
 visa

Tipping in tough times: How to tip without overspending Apr 17th

With many Canadians facing greater financial constraints, sentiment around tipping culture is shifting. Over the past few years, customers have seen “suggested” tipping amounts rise, and with more people paying on debit and credit machines instead of cash, they are being asked to tip more often..... More »

Bigger Alberta Child and Family Benefit payments going out soon Aug 19th

Families eligible for the Alberta Child and Family Benefit (ACFB) can expect the second-last payment of 2026 to drop on August 27, and it will be a bit bigger than the one before. The ACFB is a provincial program administered by the Canada Revenue Agency (CRA) on behalf of the Government of Alber.... More »

Be on guard against fundraising fraud Apr 1st

You see on social media that someone in your network has died. There’s a link to an obituary from a funeral home that ends with a further request for donations to a charity the deceased was devoted to. You get a heart-rending message requesting support for a family you know that’s been struck.... More »
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Air Transat plans new loyalty program with Desjardins and Visa Jan 22nd

Air Transat has announced plans to start a new loyalty program with Desjardins Group and Visa. The launch, planned for the second half of this year, will offer travellers exclusive benefits and an improved experience, the airline said. The announcement comes after Transat suspended its BonBon r.... More »
GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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