The best store credit cards in Canada 2022 + MORE Apr 23rd

All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News

RWRDS Daily Update – November 24 + MORE Nov 25th

Here’s your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Black Friday Cyber Monday deals To date we’ve already provided a lot of coverage of Cyber Week deals on Rewards Canada, primarily on our 2022 Black Friday .... More »
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New 100,000 PC Optimum points offer on PC Financial Credit Cards + MORE May 2nd

We have yet another 100K offer for PC Financial Mastercards. You can receive this bonus when you apply by May 5, 2022 and it is good for any one of the three cards in their portfolio: PC Financial MastercardPC Financial World MastercardPC Financial World Elite Mastercard To receive the bonus you.... More »
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Credit cards that help you avoid those dreaded airline fees & Rewards Canada's Guide to Business Class Lounge Access both see updates + MORE Sep 7th

Here's your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. We've updated the popular feature Credit cards that help you avoid those dreaded airline fees to reflect the changes to the National Bank of Canada World Elite M.... More »
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Neo Financial boosts Savings interest rate to 2.25%, new Amex Offer for Pulp & Press and WestJet to launch Vancouver-Penticton flights + MORE Aug 11th

Here's your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Neo Financial has once again boosted their everyday interest rate for their Neo Money Savings Account. The accounts now offer a full time 2.25% and this is not.... More »

Top 5 Small Business Credit Card Sign Up offers for July - These cards provide the best value out of their welcome bonuses Jul 11th

 Here are the Rewards Canada Top 5 Small Business Credit Card Sign Up offers for this month! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards for small businesses that have very good acquisition (welcome/sign up) offers. As a.... More »
Earn up to 3,000 bonus Aeroplan Points on Air Canada flights to the U.S. Air Canada has a new flight bonus offer for Aeroplan members travelling out of Canada to the U.S. This offer awards up to 3,000 bonus Aeroplan points depending on which fare class you buy. You must register for this offer and book flights between April 20 and May 4 for travel until August 31, 2022Offer details:Earn up to 3,000 bonus Aeroplan Points when you fly on Air Canada between Canada and the U.S. Bonus awarded on round trip travel or two one way trips. Book by May 4 for travel until Aug 31, 22.  Click here to register for this offer (Registration is required)Bonus awarded as follows:Premium Economy/Business offer: Earn 3,000 Aeroplan bonus points when flying on any eligible route between Canada and the USA (applicable on round trip or two one-way trips only).Eligible Fares: Premium Economy lowest, Premium Economy flexible, Premium Rouge, Business Class lowest; and Business Class flexible.Economy offer: Earn 1,000 Aeroplan bonus points when flying on any eligible route between Canada and the USA (applicable on round trip or two one-way trips only)…

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Canada’s best credit cards for people with bad credit 2022Conventional wisdom may lead you to believe that if you have bad credit, you should swear off credit cards. However, if you want to improve your credit score, you’ll have to prove you can handle credit responsibly—and one way to do that is (you guessed it) to have a credit card. When used responsibly, having and using a credit card can actually be a helpful tool to assist in rebuilding bad credit. While a low credit score might limit which credit card you can qualify for, luckily, there are a whole host of products catered to people with this issue. While these often come with higher interest rates and lower spending limits, they can be a good starting point to re-establishing a respectable credit score, which in turn will help you get approved down the line for loans, a line of credit or even a mortgage. Some of these cards even earn you rewards, too.
Find your next credit card.What kind of credit card are you looking for? Get matched with the best cards for you in under 2 minutes at ratehub…

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Everyone knows that credit card interest rates are among the highest of any borrowing product, outside payday loan companies, and other last-resort lenders. That’s why it’s so important to pay off your credit card balance in full each month.
But there’s more to credit card interest than the high rates. This article will cover other things about credit card interest, including the interest-free grace period and how cash advances work.
Interest-Free Grace Period
Before we get into the various ways credit card companies charge interest, it’s important to remember that you won’t pay any interest on a credit card if used properly. That’s because most credit card companies have a 21-day grace period between the time you make a purchase and when the credit card company begins charging interest. No interest will be charged as long as you pay off your balance in full within that grace period.
Cash Advances
The grace period doesn’t include cash advances. A cash advance refers to the money you borrow from a credit card that doesn’t involve a purchase…

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The best store credit cards in Canada 2022Creatures of habit, rejoice! Your loyal shopping behaviours may just pay off, big time. If you shop regularly at certain retailers, using a store credit card can help you to earn discounts, free goods and exclusive perks by swiping or tapping for everyday purchases. Spending with a store credit card can even give you VIP access to sales. And if you already collect loyalty points, they’ll likely accumulate even quicker with a store credit card. Considering that these cards typically have no annual fee, the reasons to switch are racking up quicker than your latte charges. Read on to see which are the best store credit cards in Canada for making your daily spending work for you.

Best store credit cards in Canada

Best for Loblaws, Shoppers Drug Mart and Esso — PC Financial World Elite 
Best for shopping local — The Neo Card
Best for Canadian Tire, Sport Chek and Mark’s — Triangle Mastercard
Best for Amazon — Amazon.ca Rewards Mastercard 
Best for Walmart — Walmart Rewards World Mastercard 
Best for Costco — CIBC Costco Mastercard 
Honourable mention — Scotiabank GM Visa Infinite 

If you spend at Loblaws, Shoppers Drug Mart and Esso

PC Financial World Elite Mastercard*

This credit card brings something more to the table–get it? Arguably the best no fee card credit for groceries in Canada, the PC Financial World Elite Mastercard earns you PC Optimum Points faster when you shop at any of the Loblaw banner stores (Loblaws, No Frills, Superstore, Fortinos, etc…

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