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November 10 Update: Today Only! 10x AIR MILES for online shopping, 10 Free AIR MILES & Fairmont Orchid Gold Experience + MORE Nov 11th
Just a friendly reminder that today only you can earn 10x AIR MILES Reward Miles for each purchase of $20 or more made via airmilesshops.ca - remember as well that Indigo is offering 10x Plum Points on purchases over $40 - so go via airmilessshops to score 10x AM and then 10x Plun Points! More detai.... More »
As we mentioned only a few minutes ago, Aeroplan is one of the easiest program to earn lots of miles with for hotel stays. Earlier we brought you the Aeroplan IHG offer, the Aeroplan Best Western offer and now here is the Accor Hotel offer. Not as many of you may be familiar with Accor as you are .... More »
Hotel credit cards often offer free nights with sign-up; get the most value out of it by staying at one of their top properties.... More »
With 5 percent back at Whole Foods with an Amazon credit card, it can be tempting to shop there. But you'll need to do the math to see if you'll actually save money.... More »
From PC Optimum to Air Miles, thieves are setting their sights on loyalty programs because they may be easy to infiltrate and reap great rewards..... More »
The two most common types of loans are secured and unsecured loans. Whether you’re looking to borrow money for a new car or even a vacation, it’s best to understand your options before applying.
What is a secured loan?
Secured loans are generally more customizable and negotiable. They can have either have a fixed or variable interest rate and can last for a set or variable amount of time.
You can likely borrow a lot more at a lower interest rate with a secured loan, because you are generally required to put up some form of collateral for approval. A common example of a secured loan is a mortgage, in which your home is the collateral. If you are unable to make your mortgage payments, your house can be taken away, in what’s known as foreclosure.
And though your credit history will be considered, your current credit score doesn’t bare as much weight in the approval process. Secured loans can still be a great option for those who are having a hard time getting a loan due to their poor credit rating…