All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
Podcast Episode 106: Credit cards that help you avoid those dreaded airline fees Jul 19th
In this episode we return to our Everyday Value Series with a look at credit cards that help you avoid those dreaded airline fees! Whether you are paying to check luggage, select seats, parking at the airport or accessing business class lounges these cards can help you save on those fees. Click Here.... More »
The best instant approval credit cards in Canada 2022 + MORE Oct 12th
If you’re applying for a credit card, chances are you want it as soon as possible. Unfortunately, you often have to wait several days to see if you were approved, and then wait some more while the card makes its way to you in the mail. The good news is many credit cards now offer instant approval..... More »
Scene+ redemption rate for groceries will be a great 1,000 points for $10 Jul 2nd
Today sees Scene+ revealing a few more details on the upcoming partnership with their new co-owner Empire Company Limited. The Atlantic Canada based corporation that operates grocery stores, pharmacies, liquor and convenience stores announced last month they were leaving the AIR MILES program to bec.... More »
New limited time offers for the American Express Gold & Platinum Cards provide up to 110,000 welcome points + MORE Mar 21st
On Friday of last week American Express revealed new limited time increased welcome bonus offers on their consumer and business Gold and Platinum cards. These new offers are in place until May 11, 2022 and offer up to 110,000 welcome points. Here are the offers: The Platinum Card®•.... More »
August 11 Update: Scotia introduces flexible payment plans for their Visa cards, Air Canada adding Vancouver-Orange County flights & your weekly drug store bonuses + MORE Aug 12th
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. Scotiabank has followed in the footsteps of other card issuers in Canada like American Express and CIBC by now offering an optional flex.... More »
Earn 500 Bonus Aeroplan Miles on your next Best Western stay
– RewardsCanada.ca
Best Western and Aeroplan have yet another bonus miles offer out now albeit this offer isn’t as good as the current summer offer of 750 Bonus Aeroplan miles. I would however look at taking advantage of this new bonus when the summer offer ends and if there is no other bonus being offered. Offer details:500 Bonus Aeroplan Miles on your next stay at any Best Western Hotel in Canada, the U.S. or the Caribbean Islands. Full details, online registration & booking. Until Dec 31, 20For residents of Canada, the U.S. and Caribbean islands onlyCan’t make use of this offer? Here are some other offers that might work for you!Earn up to 50% Bonus Aeroplan Miles when you complete stays at IHG Hotels Worldwide. Full details and online bookingEarn up to 1,500 Bonus Aeroplan Miles for stays of 2 or more nights at all participating Accor Hotels Worldwide. Full Details and online booking Find many more Aeroplan bonus miles offer here!Earn 60 Bonus AIR MILES Reward Miles on your next Best Western stay
– RewardsCanada.ca
Best Western and AIR MILES also have another bonus miles offer out now and unlike the Aeroplan offer we brought you earlier today, this one time bonus is better than the current summer AIR MILES offer.Offer details:60 Bonus AIR MILES Reward Miles for each stay you complete at Best Western Hotels in Canada, the U.S. or Caribbean. Full details, online registration and booking (Registration is required) Until Aug 31, 19Can’t make use of this offer? Here are some other offers that might work for you!Double AIR MILES Reward Miles when you complete stays at IHG Hotels Worldwide. Full details, online registration and booking (Registration is required) BMO AIR MILES World Elite Mastercard Welcome offer: Get up to 3,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*. Find many more AIR MILES bonus miles offer here!Tips for Paying Off Credit Card Debt
– ratesupermarket.ca
Credit card bills got you down?
That’s the trouble with paying with plastic. It is easy to spend, but not quite as easy to pay off the debt you accrue – especially if you are only paying the minimum each month. Carrying too much credit card debt can make it harder to get a loan for a house or a car should you need to. It can also be enormously stressful if you fall behind and end up in the crosshairs of a collection agency.
So before you get any deeper in debt, it is time to get your financial house in order and develop a plan for paying off your credit card debt. Here’s how:
Stop Using Your Credit Cards Immediately
If you are really serious about paying off your credit card debt, then you better stop using them. Otherwise, you are just continuously adding to the debt you are trying to pay off. Take them out of your purse or wallet, lock them away, or shred them if necessary.
Set a Budget and Stick to It
Setting a strict budget will help you avoid unnecessary spending. Start with your monthly wages and calculate how much you need for rent or mortgage, utilities, transportation, and food…
