The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Where to Get Installment Loans in Canada Sep 4th
Wouldn’t it be great if you never needed to borrow money? Think about how much your cash flow situation would improve, and all of the interest you wouldn’t be charged. The reality is, we all need to borrow money at some point, whether it’s for a major purchase, to help pay for school or cover .... More »
Earn Double Aeroplan Miles for IHG Hotel stays until the end of the year + MORE Sep 18th
The fall Aeroplan IHG Double Miles offer is back! This is the exact same offer we saw this time last year and is good a one to take advantage if you only have one stay planned or aren't someone who normally collects IHG Rewards Club points. Remember that you no longer earn a flat rate of mi.... More »
Canada’s best rewards credit cards 2020 + MORE Jul 24th
When choosing a good overall rewards card, you have to consider the entire package of goodies before making a final decision. Do you prefer a no fee card or are you willing to pay for perks? Are you more interested in spending bonuses, VIP lounge access, cash-back rewards or no blackout periods when.... More »
How do credit card payment deferrals work during COVID-19? + MORE Apr 17th
If you’re dreading your credit card bill, you’re not alone. According to the Bank of Canada, 30% of us carry a balance from month to month, accruing interest, on average, at an eye-watering 19.99%. Simply put, we’re in the red, with an average of $23,800 per Canadian owing on credit cards, lin.... More »
The best credit card in Canada doesn't just beat the competition - it destroys them now + MORE Jun 3rd
With this week's multiple news events from American Express we got to say that the issuer is attacking the Canadian credit card market from all angles again. If any card company has it in them to make cards more rewarding it's American Express and they showed it by flexing their muscles this week. W.... More »
December 6 Update: Amex to Hilton transfers temporarily suspended, new Centurion Lounge to open at LHR, Double Esso Extra points for 3 days
– RewardsCanada.ca
Just in case you may have been wondering why Hilton Honors isn’t showing as a transfer partner in American Express’ Membership Rewards, it isn’t because they aren’t a partner anymore. They are still a Membership Rewards partner but due to some updates transfers are not available for the moment. Here is what Amex told us:Hilton recently made changes to their loyalty program systems which impacted ours, so we’re making some updates on our end to align with those changes. We expect this to complete shortly, and transfers to Hilton will be available again within the coming days More American Express Centurion Lounge news and I would say this one is more newsworthy to us Canadians than the Charlotte one earlier this week. News broke that Amex will open a Centurion lounge at London’s Heathrow Airport in 2019. The 7,000 square foot lounge will be located in Terminal 3, which isn’t the best option for most Canadians flying back to Canada unless you are flying via the U.S. on airlines like American, Delta or Virgin Atlantic…My car insurance went up because of my credit. Can I challenge it?
– creditcards.com
Your traditional credit score and your credit-based insurance score can’t be challenged, but you can review the information that determines them and dispute it if there are errors.
Top 5 Credit Card Sign Up offers for December – nearly $1,500 in travel rewards with these cards
– RewardsCanada.ca
Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of December! This is not a ‘best’ credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should always take other factors into account other than the just sign up bonus, but when most or all of these cards are first year free, they can and do pay off even when you grab them strictly for the sign up rewards. This month all five cards have no annual fee in the first year so you can try them out at no cost and decide later on if the card is right for you. This month sees the return of the TD First Class Visa Infinite card first year free offers so it is back on our list. This knocked the CIBC Aventura Visa Infinite card off the list even though the sign up offer may be worth less (all depends on what your redeem for) but TD points are much more flexible than CIBC Aventura points so we chose that card to feature…TD First Class Visa Infinite Card: Up to 40,000 Bonus TD Points and First Year Free
– RewardsCanada.ca
Most of TD’s offers on their credit cards were refreshed on Tuesday. One of those is on the TD First Class Visa Infinite Card. The welcome offer is actually lower than the last offer but it includes a first year free waiver now which makes it a little more valuable. The old offer was 50,000 points with a $120 fee whereas now the offer is 40,000 points with no annual fee. These 40,000 points translate to $160 worth of travel credits for any travel booking or $200 worth of travel for bookings made via Expedia For TD. As you can see you are getting up to $50 less of value in points however you save $120 for the annual fee which makes this offer the better deal. Not bad to get up to $200 in travel at no cost to you other than making the spend requirement of $1,000 in 90 days. Here are the card details:TD First Class Visa Infinite Card Capital One Quicksilver vs. Discover it Cash Back
– creditcards.com
We compare the Capital One Quicksilver to the Discover it Cash card to help you decide whether rotating quarterly categories or a flat rate of cash back will be the most rewarding.
