The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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New best ever welcome offer of up to 200,000 PC Optimum points on PC Financial Credit Cards Jan 9th
Another day another best ever welcome bonus offer. This time PC Financial has come out the highest ever bonus offers on their suite of Mastercards. To be the best of our knowledge we have never seen them offer up to 200,000 points before. This is also the first time we've ever seen a 200,000 p.... More »
RWRDS Daily Update Dec 9: Clarifications on Air Canada Basic Fares for co-brand credit card holders Dec 10th
Clarifications on Air Canada Basic Fares for co-brand credit card holders, Aeroplan point matching week for Give A Mile: Let’s hit that new goal of 100,000 points for flights of compassion and catch up on This Week in RWRDS. Check out today's points & miles updates here:
The post RWRDS Daily .... More »
Canada’s Budget 2023: What it means for you and your family + MORE Apr 1st
The annual budget speech marks the introduction of new policies, tax measures and fiscal updates from the federal government. Here’s a roundup of key items from the 2023 budget that could impact your personal finances. Most of them will likely become law over the coming year.
A new one-time gro.... More »
Canada’s best cash back credit cards 2022 + MORE Nov 11th
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Best cash back credit cards in Canada for 2022
Searching for the perfect credit card? In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.
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Four Marriott Hotels will open in Canada in the next month, small changes for the Platinum Card International Airline Program & redeem Mileage Plan miles for Air Tahiti Nui flights + MORE Jun 30th
Here's your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Today's update is brought to you by the Scotiaank Gold American Express Card which you can earn up to 45,000 bonus Scene+ Rewards points in your first year wit.... More »
New Amex Offers for Dollarama – $5 statement credits or 500 bonus Membership Rewards Points
– RewardsCanada.ca
Thanks to an early morning email from Rewards Canada contributor Jeff W. we have a new Amex Offers offer to pass along on to you. This one is for shopping at Dollarama and doesn’t require a big spend so it should appeal to a lot of cardholders. There are two versions of the offer depending on the American Express card you have. If you have a Marriott Bonvoy American Express like my wife and Jeff W have the offer is for a $5 statement credit when you spend $20 or more in one transaction. The credit can be earned twice per account. If you have a Membership Rewards earning card the offer is for 500 bonus Membership Rewards points when you spend $25 or more in one transaction. This points offer can also be earned twice. For me the points offer showed up in my account today for the American Express Cobalt Card and the Platinum Card from American Express however did not see it on the American Express Gold Rewards card.The terms say it is limited to first 40,000 cards that register for the offer…Transunion Vs. Equifax: Why Is There a Difference in Your Credit Scores?
– canadianfinanceblog.com
In Canada, there are two credit bureaus that financial institutions use in the credit scoring process: Equifax and Transunion. But while the two companies serve a similar purpose, each one will give you a different credit score. In this article, I’ll explain why that is, and show you how you can get an updated credit score every month for free.
Transunion Vs. Equifax
When people obtain their credit score through Transunion and Equifax, they are often surprised to see a different credit score from each bureau. There are a number of reasons for this.
For starters, Equifax and Transunion have their own proprietary algorithms, with each one assigning a different weighting to the criteria included in your score. Also, not every financial institution reports to both Equifax and Transunion. Some credit grantors report to both, while others report to one and not the other.
Because the information being reported to each bureau varies, including when it is reported, the resulting credit scores won’t always be the same…
Transunion Vs. Equifax
When people obtain their credit score through Transunion and Equifax, they are often surprised to see a different credit score from each bureau. There are a number of reasons for this.
For starters, Equifax and Transunion have their own proprietary algorithms, with each one assigning a different weighting to the criteria included in your score. Also, not every financial institution reports to both Equifax and Transunion. Some credit grantors report to both, while others report to one and not the other.
Because the information being reported to each bureau varies, including when it is reported, the resulting credit scores won’t always be the same…
