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How does credit card debt affect a mortgage application? + MORE Apr 7th
If you’re shopping around for a mortgage, you probably already know that lenders ask for a ton of financial information before determining how much you can borrow. That list includes your household income, down payment amount and how much you owe—including credit card debt, car payments and unse.... More »
Canada’s best credit cards for grocery purchases 2020 + MORE Sep 3rd
Everybody’s got to eat, which makes groceries a spending category with a lot of earning potential. How you capitalize on those purchases is up to you, but whether you’re looking for cash back, rewards or points to use at your favourite supermarket, we’ve got your best bets right here. Select t.... More »
Earn up to 45,000 Scene+ points with the Scotiabank Gold American Express Card + MORE Apr 30th
The very popular Scotia Gold American Express Card is currently offering 45,000 points which are worth $450 towards any travel that you book via any method and charge to the card. The bonus is broken up into two separate requirements. the first 25,000 points are awarded when you spend at le.... More »
Easy ways to save money on travel Aug 1st
I love to travel, but I don’t like spending more than I have to. Over the years, I’ve picked up a few tips that have helped me stretch my travel dollars, and I’m here to share them with you. You won’t find any travel hacks here; these are practical tips that anyone can use right now.
Budget .... More »
What Is the Climate Action Incentive Payment? Dec 26th
Most Canadians are familiar with longstanding tax credits, such as the GST/HST credit and the Canada Child Benefit (CCB). But there’s another family credit you may be eligible for, and it’s paid in quarterly installments. It’s called the Climate Action Incentive (CAIP), and it̵.... More »
At the start of September we let you know about upcoming changes to the Scotia Rewards program that affects all of their credit cards earning Scotia Rewards points: Some of these changes to the program are now live and we wanted to remind you about them since you may already hold one of their cards or as we recommend you should really jump on the Scotiabank Gold American Express Card right now since the first year free offer has returned with the 20,000 point sign up bonus. The big new option is Points for Credit and it can prove to be really big!The Points for Credit Option is now available and is similar to the American Express Membership Rewards Use Points for Purchases feature in that you now essentially have a cash back option with any of the Scotia Rewards earning cards. The redemption rate is different than the travel redemption where you get $1 for 100 points (or a minimum 0.5% return) as you get the following:This translates to a minimum return of 0.33% to 0.44%. We say minimum since the basic Scotia Rewards Visa only earns 1 points for every $2 spent while all other Scotia Rewards earning cards offer at least 1 point per dollar spent…Two richest Canadians have as much wealth as poorest 30%
– moneysense.ca
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The two richest Canadians have the same amount of wealth as the poorest 30 per cent of the country combined, according to a new report from a group of international aid organizations.
The Oxfam report says the wealth of billionaire businessmen David Thomson and Galen Weston Sr. equals that of about 11 million Canadians.
The group of organizations, under the banner group Oxfam International, published its report “An Economy for the 99%” ahead of the World Economic Forum in Davos, Switzerland, which begins Tuesday. The report also said that the world’s eight richest people have as much wealth as the poorest 50 per cent of the world’s population.
“This is not a report about the rich and the poor. It’s about the super-rich and the rest of us,” said Lauren Ravon, the director of policy and campaigns at Oxfam Canada.
Oxfam made its calculations about global wealth distribution based on the Credit Suisse Global Wealth Data book, and calculated the wealth of the world’s richest people using the annual billionaires list from Forbes Magazine, which was last published in March 2016…
January 16 Update: Podcast Episode 13 is out, pay to access Emirates lounges in Dubai, Scotia Rewards update
– RewardsCanada.ca
News, Tips & Tricks Our first podcast episode of 2017 was released today! In this our 13th Episode we cover topics like earning Triple Avios on British Airways Flights, the Great Changes to Alaska Airlines Mileage Plan, and give a brief outlook on 2017!. Check it out on our Podcast page or subscribe on iTunes/Google Play to get it automatically. You can earn 60 Bonus AIR MILES for spending $40 or more Rexall until the 19th. Get the coupon here. You can now pay to access Emirates’ Business Class and First Class lounges in Dubai. $100 and $200 respectively is what it will cost you if you are not flying in Business or First Class of course. If you already have access to the Business Class lounge (ie flying Business Class) you can pay $100 to access a First Class lounge. Find out more here. Posts since our last update: Scotia Rewards program relaunch highlights – its seeing some great improvements! At the start of September we let you know about upcoming changes to the Scotia Rewards program that affects…Reminder: Your next three Starwood stays earn double Starpoints as of today + additional bonuses afterwards Just a friendly reminder that as of today your next 3 Starwood stays are eligible for earn Double Starpoints…Two richest Canadians have as much wealth as poorest 30 per cent: Report says
– canadianbusiness.com
The two richest Canadians have the same amount of wealth as the poorest 30 per cent of the country combined, according to a new report from a group of international aid organizations.
The Oxfam report says the wealth of billionaire businessmen David Thomson and Galen Weston Sr. equals that of about 11 million Canadians.
The group of organizations, under the banner group Oxfam International, published its report “An Economy for the 99%” ahead of the World Economic Forum in Davos, Switzerland, which begins Tuesday. The report also said that the world’s eight richest people have as much wealth as the poorest 50 per cent of the world’s population.
“This is not a report about the rich and the poor. It’s about the super-rich and the rest of us,” said Lauren Ravon, the director of policy and campaigns at Oxfam Canada.
Oxfam made its calculations about global wealth distribution based on the Credit Suisse Global Wealth Data book, and calculated the wealth of the world’s richest people using the annual billionaires list from Forbes Magazine, which was last published in March 2016…
The Oxfam report says the wealth of billionaire businessmen David Thomson and Galen Weston Sr. equals that of about 11 million Canadians.
The group of organizations, under the banner group Oxfam International, published its report “An Economy for the 99%” ahead of the World Economic Forum in Davos, Switzerland, which begins Tuesday. The report also said that the world’s eight richest people have as much wealth as the poorest 50 per cent of the world’s population.
“This is not a report about the rich and the poor. It’s about the super-rich and the rest of us,” said Lauren Ravon, the director of policy and campaigns at Oxfam Canada.
Oxfam made its calculations about global wealth distribution based on the Credit Suisse Global Wealth Data book, and calculated the wealth of the world’s richest people using the annual billionaires list from Forbes Magazine, which was last published in March 2016…
