How to go about securing the best rate and plan for your credit card in Canada.
Latest News
Did you know Rogers Red Mastercards have discounts & benefits for Plaza Premium lounges, discounts for Avis and Budget & more? + MORE Jul 31st
From discounted lounge access and car rentals to concerts, Rogers Bank, the financial services side of the telecommunications giant has slowly and somewhat silently been adding extra benefits to their credit cards. The card portfolio which consists of the award winning Rogers Red World Elite Masterc.... More »
Older iPhones can now be traded in at Apple stores in U.S. Sep 1st
Starting Friday, iPhone customers in the U.S. will be able to get credit for functioning older models at Apple stores, not just at electronics retailers like Best Buy that already have trade-in programs, the company said. .... More »
Teen's secret charges discovered by parents + MORE Apr 3rd
His parents report more than $2,000 in unapproved card charges, but discover the culprit is their son. Is it too late to call off the investigation?.... More »
Moody’s upgrades outlook for Italy’s government bond rating to stable on improved finances Feb 14th
Moody’s Investors Service on Friday raised the outlook on Italy’s government bond rating to stable from negative, citing improved financial strength in the European country.
It reaffirmed Italy’s bond rating at Baa2, its second-lowest investment grade, and its Prime-2 debt ratings,.... More »
When and how should I start drawing on my retirement savings? Apr 1st
Ask MoneySense
Do you have any tips for withdrawing from an RRSP?
Some background: My spouse and I are debt-free and mortgage-free. We own our home (current value approximately $1 million). We are hesitant to downsize as this home is accessible for me.
I have approximately $650,000 in RRSPs .... More »
Universities, tourism sector worry as foreign visa officers walk off job – Canada.com
– news.google.ca
National PostUniversities, tourism sector worry as foreign visa officers walk off jobCanada.comOTTAWA — Canadian universities and tourism operators are bracing for disaster as foreign service workers walked off the job Monday at 15 of the busiest international visa offices as part of an expanding job action that could last until the end of the year.Foreign-service officers escalate job action to 15 missions as binding arbitration …Toronto StarNo deal yet for striking foreign service workers, feds coping with visa backlogGlobe and MailStriking diplomats vow major visa shutdownCBC.caNational Post -iPolitics.ca (subscription) -Regina Leader-Postall 27 news articles »
Universities, tourism sector worry as foreign visa officers walk off job – Canada.com
– news.google.ca
National PostUniversities, tourism sector worry as foreign visa officers walk off jobCanada.comOTTAWA — Canadian universities and tourism operators are bracing for disaster as foreign service workers walked off the job Monday at 15 of the busiest international visa offices as part of an expanding job action that could last until the end of the year.Foreign-service officers escalate job action to 15 missions as binding arbitration …Toronto StarNo deal yet for striking foreign service workers, feds coping with visa backlogGlobe and MailStriking diplomats vow major visa shutdownCBC.caNational Post -iPolitics.ca (subscription) -Regina Leader-Postall 27 news articles »
Canada’s unionized foreign-service workers followed through Monday on their threat to walk off the job at 15 big visa-processing centers around the world.
Reduce Your Credit Card Interest Rate
– canadianfinanceblog.com
One of the most depressing things about having credit card debt is the fact that the high interest rate can mean that most of your monthly payment (if you carry a balance) goes to paying interest, rather than reducing your principal. This can mean a long, slow slog as you try to pay off debt.However, you might not have to keep paying that interest rate. In some cases it’s possible for you to reduce your credit card interest rate… just by asking.
How to Reduce Your Credit Card Interest Rate
Is your credit card interest rate 18% or higher? Call the number on the back of your card, tell them you have seen lower rates and chances are that you can get them to lower it. It’s not always that simple, of course, but it’s a start.
Call and ask to speak to someone about your interest rate. In some cases, representatives are allowed to drop your interest rate by as much as 3% in order to retain you as a customer. If the first representative can’t help you, ask for someone who can help you lower your interest rate…


