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Latest News
New accelerated earn rates for TD Cash Back and TD Rewards credit cards + MORE Jan 21st
Here is our third and final post covering all of the changes coming out of TD today for most of their credit cards! This post will look at the additional accelerated earn rates being added to the TD Cash Back Visa, TD Cash Back Visa Infinite Card, TD Platinum Travel Visa Card and TD Rewards [….... More »
Hello! The 60,000 point sign up bonus for the no fee Best Western Rewards MasterCard returns! + MORE Jul 6th
For some time now we've had a 40,000 point sign up bonuses for this card while the standard sign up bonus is 20,000 points. Well now the 60,000 point bonus for the mbna Best Western Rewards MasterCard has returned! Last seen about this time last year this offer for the card that has no annual fee ne.... More »
RWRDS Daily Update – April 16, 2024 + MORE Apr 16th
Earn up to 100 bonus AIR MILES at Shell this week, Strawberry Hotels Summer Pass: Purchase 5 nights for €495 or 10 nights for €890 for stays in Scandinavia & the Baltics and Catch up on This Week in RWRDS. Check out today's points & miles updates here:
The post RWRDS Daily Update – A.... More »
Before it’s Too Late! Best Credit Card Welcome Offers of August 2019 + MORE Aug 2nd
We usually sign up for credit cards because of special features and benefits – from cash-back earning rates to travel perks to balance transfer offers. And one feature that may make or break your decision between one credit card or another is the welcome promotion – a special bonus that adds .... More »
April 17 Update: Expiry and Inactivity Rules of Canadian Loyalty Programs updated, Aventura Visa's offering 20,000 points + first year free & more! + MORE Apr 17th
Great News! We have added the Capital One® Mastercard®, Exclusively for Costco Members to our Cash Back Credit Card comparison chart! Check it out here. Our feature article Expiry and Inactivity Rules of Canadian Loyalty Programs has been updated! See what all the details are now for most major Ca.... More »
Some states offer exceptions to credit reporting rules
– creditcards.com
Negative items can come off your report sooner in New York, California
6 questions you probably have about Apple Pay
– moneysense.ca
Next time you’re in line paying for groceries, instead of pulling out a credit or debit card, depending on which you bank you’re with, you’ll be able to use your iPhone to make a safe transaction with Apple Pay.
1. Who can use Apple Pay?
Right now, only RBC and CIBC are the first of Canada’s five biggest banks to offer it to their users, but it will be coming soon to TD Canada, Scotiabank and Bank of Montreal, according to Apple Pay’s website. The Alberta-based ATB Financial as well as the Canadian Tire Financial Services have also made the service available, but only for MasterCard users, though ATB has stated they are working on allowing debit transactions.
Apple Pay is only available to those with the iPhone 6 or later models. If you’re using an iPad, you’ll be able to make in-app purchases, but in-store purchases are off the table. For those using an Apple Watch, it’s the reverse: you can make purchases in stores, but you can’t make in-app purchases.
Apple Pay comes to Canada this year for Amex users »
For now, if you’re an Android user, you’re out of luck…
1. Who can use Apple Pay?
Right now, only RBC and CIBC are the first of Canada’s five biggest banks to offer it to their users, but it will be coming soon to TD Canada, Scotiabank and Bank of Montreal, according to Apple Pay’s website. The Alberta-based ATB Financial as well as the Canadian Tire Financial Services have also made the service available, but only for MasterCard users, though ATB has stated they are working on allowing debit transactions.
Apple Pay is only available to those with the iPhone 6 or later models. If you’re using an iPad, you’ll be able to make in-app purchases, but in-store purchases are off the table. For those using an Apple Watch, it’s the reverse: you can make purchases in stores, but you can’t make in-app purchases.
Apple Pay comes to Canada this year for Amex users »
For now, if you’re an Android user, you’re out of luck…
NEW YORK – Internet giant Google said Wednesday it will ban all ads from payday lenders, calling the industry “deceptive” and “harmful.”
Google’s decision could have as much or even more impact on curtailing the industry than any move by politicians, as many payday loans start with a desperate person searching online for ways to make ends meet or cover an emergency.
Effective July 13, Google will no longer allow ads for loans due within 60 days and will also ban ads for loans where the interest rate is 36 per cent or higher. The industry will join Google’s other banned categories of ads, such as counterfeit goods, weapons, explosives, tobacco products and hate speech.
“Our hope is that fewer people will be exposed to misleading or harmful products,” said David Graff, Google’s director of global product policy, in a blog post that announced the policy change.
The ban would not impact companies offering mortgages, auto loans, student loans, loans for businesses or credit cards, Google said…
Google’s decision could have as much or even more impact on curtailing the industry than any move by politicians, as many payday loans start with a desperate person searching online for ways to make ends meet or cover an emergency.
Effective July 13, Google will no longer allow ads for loans due within 60 days and will also ban ads for loans where the interest rate is 36 per cent or higher. The industry will join Google’s other banned categories of ads, such as counterfeit goods, weapons, explosives, tobacco products and hate speech.
“Our hope is that fewer people will be exposed to misleading or harmful products,” said David Graff, Google’s director of global product policy, in a blog post that announced the policy change.
The ban would not impact companies offering mortgages, auto loans, student loans, loans for businesses or credit cards, Google said…
Wall Street JournalEU's Juncker Warns Turkey Over Terror Law ReformWall Street JournalBERLIN—European Commission President Jean-Claude Juncker said Thursday that a visa-free travel deal with Turkey—part of a joint effort to stop Europe's refugee crisis—would be off if Ankara failed to reform terror laws that the European Union argues …Top EU, German officials say ball is in Turkey's court on visa waiver issueCP24 Toronto’s Breaking NewsEU, Germany: Ball in Turkey's court on visa waiver issueDaily MailTurkey 'needs to fulfil deal' to gain visa-free EU travelBBC NewsDeutsche Welle -Reuters -RT -Digital Journalall 161 news articles »
Vancouver millennials in debt due to high home prices
– moneysense.ca
VANCOUVER – A new report says soaring property prices and lower incomes in Vancouver are leaving many young homeowners in debt compared to millennials in 10 other Canadian cities.
Vancity Credit Union finds that a typical couple aged 25 to 34, with a combined annual income of about $72,000, faces a monthly debt of $2,745 after property costs and other essentials such as taxes, food, utilities and transportation.
The report says the lack of purchasing power is greatest in Vancouver, but that so-called millennials in Toronto are close behind with just over $3,300 remaining after housing and other basic costs are paid.
That compares with home-owning millennials in Edmonton, who hang onto more than $47,000 in discretionary funds, the highest in Canada.
The report says that when childcare is added, a Vancouver family with one youngster in full-time care faces a debt of more than $17,000 per year.
8 ways to fix Vancouver’s real estate madness »
Income and household spending costs in the report are based on Statistics Canada data while housing figures based on prices for March 2016 are from real estate boards across the country…
Vancity Credit Union finds that a typical couple aged 25 to 34, with a combined annual income of about $72,000, faces a monthly debt of $2,745 after property costs and other essentials such as taxes, food, utilities and transportation.
The report says the lack of purchasing power is greatest in Vancouver, but that so-called millennials in Toronto are close behind with just over $3,300 remaining after housing and other basic costs are paid.
That compares with home-owning millennials in Edmonton, who hang onto more than $47,000 in discretionary funds, the highest in Canada.
The report says that when childcare is added, a Vancouver family with one youngster in full-time care faces a debt of more than $17,000 per year.
8 ways to fix Vancouver’s real estate madness »
Income and household spending costs in the report are based on Statistics Canada data while housing figures based on prices for March 2016 are from real estate boards across the country…
