How to go about securing the best rate and plan for your credit card in Canada.
Latest News
The best credit cards in Canada for 2023 + MORE Nov 14th
Spend
The best credit cards in Canada for 2023
Searching for the perfect credit card? In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.
Find my perfect card*
.... More »
Credit Memo vs. Debit Memo: What’s the Difference? + MORE Apr 8th
If you pay close attention to your bank statements, you may notice an item labelled, “credit memo”, from time to time. But without more information, it’s hard to know what the credit memo is for; why you received extra money in your account. The same goes for “debit memos.” Businesses also.... More »
Aeroplan Family Sharing misuse leads to the temporary suspension of the creation of new plans + MORE Aug 22nd
We just received notice from Air Canada that they have temporarily suspended the ability to create new Family Sharing Plans. This feature which was was added to the program when it was revamped in 2020 allows family/groups to pool Aeroplan points to achieve rewards faster. It has proven to be very p.... More »
What Happens to Your Points When You Cancel a Rewards Credit Card? + MORE Mar 21st
The moment you redeem your credit card rewards can feel exhilarating. Maybe you’ve treated yourself to new merchandise, event tickets, or a free flight. But, when it is time to upgrade your credit card or cancel it altogether, the outcome may not be so joyous.
Depending on the type of rewards car.... More »
Do you need market-neutral ETFs in your portfolio? Apr 23rd
In August 2025, I wrote about a concept that started gaining traction among financial advisors: the 40-30-30 portfolio. This allocation emerged in the aftermath of the 2022 bear market, when rising inflation and aggressive interest-rate hikes caused both stocks and bonds to decline at the same .... More »
Visa Walmart deal could mean higher fees for smaller merchants: CFIB
– canadianbusiness.com
TORONTO _ The Canadian Federation of Independent Business says it is concerned that a deal struck between Walmart Canada and Visa over merchant fees could lead to higher costs for smaller businesses.
Details of the agreement, which ended a months-long dispute between the two corporate behemoths, have not been provided by the companies.
But CFIB president Dan Kelly says he suspects Walmart was able to negotiate a reduction in merchant fees.
Kelly says typically a good deal for one big company can mean bad news for small businesses, as Visa and the banks could look to make up the difference by raising the merchant fees charged to other companies.
He says he will be keeping a close eye on the situation and will continue to lobby both Visa and MasterCard for lower merchant fees for small- and medium-sized companies.
The federation represents over 109,000 business owners across the country.
In July, Walmart began refusing Visa credit cards at its three stores in Thunder Bay, Ont., citing excessive fees…
Details of the agreement, which ended a months-long dispute between the two corporate behemoths, have not been provided by the companies.
But CFIB president Dan Kelly says he suspects Walmart was able to negotiate a reduction in merchant fees.
Kelly says typically a good deal for one big company can mean bad news for small businesses, as Visa and the banks could look to make up the difference by raising the merchant fees charged to other companies.
He says he will be keeping a close eye on the situation and will continue to lobby both Visa and MasterCard for lower merchant fees for small- and medium-sized companies.
The federation represents over 109,000 business owners across the country.
In July, Walmart began refusing Visa credit cards at its three stores in Thunder Bay, Ont., citing excessive fees…
Corporate behemoths Walmart Canada and Visa have declared a truce in their dispute over merchant fees, allowing Walmart customers in Manitoba and Thunder Bay, Ont., to resume using the credit card beginning Friday.


