We get quick action from RBC: Roseman + MORE Jan 14th

With only a few months left before the new Visa/MasterCard News, Tips & Tricks The biggest news for today is the return of the TD Aeroplan Visa Infinite Card with its First Year Free and 25,000 Aeroplan Mile sign up bonus. Read more about the offer in our earlier blog post. We also posted our picks for the Top 5 MasterCards to use at Costco now that Costco no longer accepts American Express. Find out more here. Also new on the credit card front with Aeroplan, is the American Express AeroplanPlus Reserve card. This card was soft launched in December and will enjoy a full fledged launch soon. It is now the most expensive publicly available credit card in the Canadian market with an annual fee of $899. It marks some similar benefitis as The Platinum Card from American Express but has some other benefits that include your first checked bag free but even that benefit is limited to 5 flights per year, a complimentary companion flight within North America (up to 25,000 miles) which is higher than the AeroplanPlus Platinum’s short haul flight benefit and an Air Canada Privilege Flight Pass with eight prepaid, one-way flight credits within Air Canada’s North American network…

(Alex Slobodkin/Getty Images)
TORONTO – The mad scramble involved in putting down a deposit on a new home can be more than just a hassle — in some cases it can even be a deal breaker.
In an age where most purchases can be paid with a tap from a credit card or smartphone, the process of paying a deposit to secure a real estate deal is still tied to old-fashioned paper — bank drafts and cheques — and tight delivery deadlines.
But the process that often involves homeowners making multiple bank visits, skipping work and racing to the realtor’s office before closing time could soon be entering a new era. Starting in February, Royal LePage Atlantic will be one of several Halifax-area brokerages that will allow homebuyers to pay their deposits via mobile devices.
The new service is being offered by a startup called ExactDeposit. If the test run goes smoothly, it’s expected to be rolled out in brokerages across the country in the spring.
Halifax-based realtor Chris Ryan co-founded ExactDeposit with his friend Kevin Kline, who has worked in technology and telecommunications for more than two decades…

It’s smart to check your mail when away from home and keep track of your credit history. If you don’t, you can be caught in a deadline crunch.

What would 2015 be without a little dash of data stealing?
Just in time for post-Christmas shopping woes, hackers claimed they leaked credit card info from 13,000 dating site users and Walmart/Amazon shoppers on December 28. A few days later it was American fast food chain Chick-Fil-A admitting thousands of customers may have had their credit card info stolen. And let’s not forget last year’s massive Home Depot and Target data breaches.
You wouldn’t be remiss to think that data leaks are becoming more common. Luckily, Seth Hardy, a Toronto-based cyber security researcher/analyst, doesn’t think that’s the case.
“It’s more likely that people are just hearing about it more – due to paying more attention to the subject – or that legal reporting requirements of companies have increased due to high profile compromises and leaks,” he says.
Do Businesses Have Your Back?
Mostly, hackers are up to the same ol’ techniques, targeting companies that are sluggish when it comes to upgrading their IT safeguards…

(This feature is a duplicate from the main the Rewards Canada site)Now that we are in 2015, American Express is gone from Costco Canada stores and MasterCard is in. While Capital One® took the co-branded card away from American Express with essentially the same offering on their Capital One® Platinum MasterCard® it does not mean you have to have that card to shop at Costco. In fact any MasterCard card is accepted at Costco locations across Canada and with so many MasterCard cards to choose from here in the Great White North we thought it would be best to pass along our picks for the five best cards to use at Costco.1. BMO Rewards World Elite MasterCard Ranked the #2 Travel Points Credit Card with an annual fee on Rewards Canada for the past two, its no wonder this card is our top pick for travellers who shop a lot at Costco. The card awards two BMO Rewads Points for every dollar spent at Costco and everywhere else. The card also comes with a great insurance package, first year free (no annual fee) and access to airport business class lounges…