Weekly rate report: Average card APR climbs to all-time record high of 17.07 percent + MORE Oct 11th

How to go about securing the best rate and plan for your credit card in Canada.
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 credit cards

30% Transfer Bonus for RBC Rewards (Avion only) to British Airways Executive Club is back until December 31 + MORE Nov 2nd

Many of you have been asking when this bonus would return as you took advantage of that great RBC Avion card sign up offer we had featured on our site earlier this year (and the new one that just launched earlier this week) We are happy to let you know this much loved transfer bonus from RBC Rew.... More »

Small Business Credit Profile: Torqued + MORE Nov 14th

Tim Trampedach turned his side hustle importing car racing seats into a full-time motorsports business. The company is not backed by venture capital or loans - instead, credit cards are fueling its race toward success..... More »

Southwest credit cards: Is the Companion Pass sign-up offer worth it? Jan 22nd

The Southwest Rapid Rewards credit cards' current sign-up offer includes the popular Companion Pass. Is the promotion worth it? Read on to see if this offer is good for you..... More »

Improve your credit score in 2019: 10 tips Jan 3rd

If you want to improve your credit score this year, start by setting financial goals and knowing where you stand today. The five FICO credit scoring factors can guide you the rest of the way..... More »
 credit card rates

Card-linked offers: How I plan to use them to multiply my savings this year + MORE Jan 25th

Card-linked offers don't always jump out at me, but I plan to pay more attention to them this year. They can be paired with store discounts and card rewards to multiply your savings..... More »
October 10 Update: Fly WestJet lie flat business class for about $1,600 one way, BMO Rewards pay with points rate and more!Today has been all about WestJet and WestJet Rewards and we continue to talk about it a bit more here in our daily update. The tickets for the new Boeing 787 long haul flights are now available for purchase and fares from Calgary to London, Dublin and Paris start around C$360 each way for economy class, $1,000 for premium economy and $1,600 for lie flat business class. Look at those full fare business class fares though….. Also I couldn’t find any low business class fares to LGW in April and May – guess that’s based on what AC may be pricing their LHR flights for.Another topic we discussed way back in January was BMO offering a pay with points feature that was coming soon to BMO Rewards. We missed the launch of it, it may have been a long time ago but who knows as we just came across it now. Anyways the feature is available and is offered at 15,000 points for $50 credit. This translates to a cash back return of 0.67% to 1% for the BMO Rewards World Elite Mastercard as that card earns to 2 to 3 points per dollar spent…

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Want to take a family vacation instead of the traditional dinner at home this Thanksgiving? Here are five great destinations, and how you can save on travel costs with credit card rewards.

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October 10, 2018: The average credit card interest rate smashed another record this week, climbing to 17.07 percent – an all-time high.

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WestJet Rewards introduces a new top elite tier - Platinum As part of WestJet’s global strategy which included the unveiling of their 787 routes today, they have also announced a new elite tier in the WestJet Rewards program. The new tier is Platinum and it marks a new top tier level for the frequent flyer program.Here are the details of the new Platinum tier (along with the other tiers for comparison)To reach the new Platinum status level you will need to spend $8,000 (before taxes/fees) with WestJet during your 12 month qualification period which based on the day you joined WestJet Rewards. For example if you joined May 12, 2018 you would need to reach $8,000 in spending by May 12, 2019 to receive Platinum status for the remainder of your qualifying year and the entire next qualifying year.The key benefits of the new Platinum tier are:8% earn rate on WestJet flights. That’s a pretty big return that only gets bigger if you tie that in with the 2% earned on the WestJet World Elite Mastercard for a total return of 10%! Double the WestJet dollars on partner flights (Delta, Air France, KLM etc…

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Lesson learned: Once Christian started charging thousands of dollars on his cards each month for his online home repair business, his large credit utilization prevented him from getting a line of credit.

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