'We've got to change this industry, before more consumers get hurt,' senators tell former Equifax CEO + MORE Oct 4th

How to go about securing the best rate and plan for your credit card in Canada.
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April 27 Update: Credit Cards that earn the most points, 3rd Party Hotel Booking site bonuses, Aeroplan makes commitments to members + MORE Apr 27th

Today saw us release another feature on the main Rewards Canada website. This feature looks at the credit cards that earn the most points and miles on everyday spend and nothing else. Read the feature here: The Top 5 Credit Cards for Earning Points and Miles (This feature will be updated as frequ.... More »
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Earn Triple Aeroplan Miles for stays at Radisson and Country Inn & Suites hotels in Canada and the U.S. + MORE Jul 12th

As we see every summer there is no shortage on being able to earn bonus Aeroplan miles for hotel stays and this offer adds to the list of places you can boost your balance for those hotel stays. Normally you'll earn 250 miles per stay with Radisson Rewards but with this offer it is tripled to 750 mi.... More »
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What is the Difference Between Fixed and Variable Rate Loans? + MORE Feb 27th

It’s no secret that acquiring debt can cause grief and anxiety. But whether it’s for an unplanned financial emergency, an upcoming renovation or a needed major purchase, there are some situations when taking out a personal loan makes sense. A personal loan can be easier to apply for in comp.... More »
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Reconsideration lines offer a second chance at credit card approval + MORE Jul 6th

If your credit card application has been denied you might have a second chance of approval by calling the issuer's reconsideration line. Here's when to call and what to say..... More »
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2017 Retail Store Card Survey: Customers lured to high interest cards with more rewards + MORE Oct 18th

Retailers are increasing rewards offerings on high-interest co-branded and store-only credit cards, according to a new report from CreditCards.com..... More »
October 4 Update: New Amex Centurion Lounge in Hong Kong along with new entry rules, The Bisha - a new Toronto Hotel & moreIt’s a lounge kind of day! We brought you the review of the Plaza Premium Lounge in Winnipeg and the following news as well:American Express’ new Centurion Lounge in Hong Kong is now open and with that news also comes further restrictions on access to Centurion Lounges. No longer will they be available to any American Express cardholders. Gone is the option for those holding non-Platinum or Centurion Cards to access the lounges for a fee. Entry is strictly restricted now to Centurion and Platinum Cardholders. Now more than ever does it make sense to grab yourself The Platinum Card from American Express if your travels take you to any of the cities that have Centurion Lounges or even anywhere else because of the other lounge access options the card provides.One of Toronto’s newest boutique hotels opened up recently, The Bisha is part of the Loews Hotel famly and looks like a super cool place to stay! The hotel has 96 rooms that were designed by Studio Munge and have some exclusive guestrooms and suites envisioned by Lenny Kravitz…

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After a student loan default and rehab, the negative mark should disappear after 7 years, but you need additional positive credit lines contributing to your credit to rebuild a good score.

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Churning Credit Cards: The Pros and Cons
Churning credit cards is a sport of sorts among rewards collectors, allowing some to redeem points to claim hotels and flights for next to nothing. Sounds pretty appealing – but what exactly is churning?
Churning is when you apply for multiple credit cards just to get the big signup bonuses being offered at the time. And since yearly fees are usually waived for new applicants in the first year, you can simply cancel your card before the first year is up to avoid any charges. Rinse and repeat this cycle and it’s easy to earn points fast, hence the term “churning.”
The churning game has become incredibly popular – there are even Reddit subs and Facebook groups dedicated to Canadian credit card churning techniques. But, of course, there are pros and cons to this strategy so make sure you understand all the risks before you start to apply for new cards.
Pros of Churning Credit Cards
You can earn points fast
The main reason why people churn credit cards is because they want to earn points fast…

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Oct. 4, 2017: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report.

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Senators expressed bewilderment Wednesday that credit reporting company Equifax, under siege after a data breach affecting more than 145 million people, has received a $7.25 million contract with the IRS to provide taxpayer and personal identity verification services.

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