How to go about securing the best rate and plan for your credit card in Canada.
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Top Cash Back Credit Card Sign Up offers for June - These cards provide the best value out of their welcome bonuses + MORE Jun 6th
Here are Rewards Canada's Top 5 Cash Back Credit Card Sign Up offers for the month of June 2022. This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a .... More »
Upcoming changes to Aeroplan points, Elite Status, and credit cards + MORE Aug 15th
Air Canada has announced that some big changes are coming to its popular Aeroplan loyalty program in the new year. As of Jan. 1, 2026, members will earn Aeroplan points based on how much they spend rather than how far they fly and their fare type. Qualifying for Elite Status is also being revamped w.... More »
RWRDS Daily Update June 16: New Amex Offers for HP and Sephora & check your loyalty program accounts regularly! + MORE Jun 16th
New Amex Offers for HP and Sephora, Catch up on this week in RWRDS and Check your loyalty program accounts & balances regularly! Check out today's points and miles updates here.
The post RWRDS Daily Update June 16: New Amex Offers for HP and Sephora & check your loyalty program accounts re.... More »
Top 5 Small Business Credit Card Sign Up offers for January - These cards provide the best value out of their welcome bonuses + MORE Jan 10th
Here are the Rewards Canada Top 5 Small Business Credit Card Sign Up offers for this month! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards for small businesses that have very good acquisition (welcome/sign up) offers. As a.... More »
New RBC Offers for The Keg, H&M, Indigo & more! + MORE Nov 19th
RBC has added a bunch of new offers and extended others in the RBC offers program Be sure to login to your RBC account right away to load these offers (if required) or get the promo codes for them. The new offers are as follows: Indigo: Spend $50 or more at Indigo online using your.... More »
October 4 Update: New Amex Centurion Lounge in Hong Kong along with new entry rules, The Bisha – a new Toronto Hotel & more
– RewardsCanada.ca
It’s a lounge kind of day! We brought you the review of the Plaza Premium Lounge in Winnipeg and the following news as well:American Express’ new Centurion Lounge in Hong Kong is now open and with that news also comes further restrictions on access to Centurion Lounges. No longer will they be available to any American Express cardholders. Gone is the option for those holding non-Platinum or Centurion Cards to access the lounges for a fee. Entry is strictly restricted now to Centurion and Platinum Cardholders. Now more than ever does it make sense to grab yourself The Platinum Card from American Express if your travels take you to any of the cities that have Centurion Lounges or even anywhere else because of the other lounge access options the card provides.One of Toronto’s newest boutique hotels opened up recently, The Bisha is part of the Loews Hotel famly and looks like a super cool place to stay! The hotel has 96 rooms that were designed by Studio Munge and have some exclusive guestrooms and suites envisioned by Lenny Kravitz…Q&A: How to raise credit score after student loan is rehabilitated
– creditcards.com
After a student loan default and rehab, the negative mark should disappear after 7 years, but you need additional positive credit lines contributing to your credit to rebuild a good score.
Churning Credit Cards: The Pros and Cons
– ratesupermarket.ca
Churning credit cards is a sport of sorts among rewards collectors, allowing some to redeem points to claim hotels and flights for next to nothing. Sounds pretty appealing – but what exactly is churning?
Churning is when you apply for multiple credit cards just to get the big signup bonuses being offered at the time. And since yearly fees are usually waived for new applicants in the first year, you can simply cancel your card before the first year is up to avoid any charges. Rinse and repeat this cycle and it’s easy to earn points fast, hence the term “churning.”
The churning game has become incredibly popular – there are even Reddit subs and Facebook groups dedicated to Canadian credit card churning techniques. But, of course, there are pros and cons to this strategy so make sure you understand all the risks before you start to apply for new cards.
Pros of Churning Credit Cards
You can earn points fast
The main reason why people churn credit cards is because they want to earn points fast…
Rate survey: Average card APR holds steady at 16.15 percent
– creditcards.com
Oct. 4, 2017: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report.
Senators expressed bewilderment Wednesday that credit reporting company Equifax, under siege after a data breach affecting more than 145 million people, has received a $7.25 million contract with the IRS to provide taxpayer and personal identity verification services.
