How to go about securing the best rate and plan for your credit card in Canada.
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How to earn more rewards with your credit cards Mar 30th
If you’re like many Canadians, you may feel your credit card rewards aren’t delivering as much value as they could. After all, cards are often marketed with generous welcome bonuses and the promise of effortless cash back, travel points, statement credits, and more. If those rewards don’t seem.... More »
Why tax season is turning into a debt trap for Canadians (and how to avoid it) Apr 2nd
If you typically carry a credit card balance, you’re in good company. The recent Study of the Canadian Consumer (Winter 2026) by Vividata shows that more than 1 in 3 Canadians (36%) usually have a credit card balance from month to month. What’s striking, however, is the study’s finding that 49.... More »
The best GIC rates in Canada for 2026 + MORE Feb 3rd
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
The financial mistakes people make before seeking debt help + MORE Jun 24th
“I wish I had reached out sooner.” It’s one of the most common things that credit counsellors hear from people struggling with debt.
Debt problems rarely appear overnight. They tend to develop gradually through a series of well-intentioned decisions made while trying to stay afl.... More »
Summer camp sticker shock is real—here’s how to stay on budget May 16th
By the time the end of the school year nears, many parents have already spent months planning where to stick their kids for the summer. “It really is January, February, when you have to start thinking about it,,” says Erin Bury, mom to a toddler and kindergartner in Wellington, Ont. “It’.... More »
November is Financial Literacy Month, and the perfect time for Canadians to take stock of how well their money is working for them. Credit card rewards programs play a big role in that picture, helping many Canadians get more value from their everyday spending. According to a new Angus Reid survey conducted by PC Financial, 95% of Canadians participate in at least one financial rewards loyalty program, but only 38% say they’re satisfied.
Understanding what makes a credit card rewards program truly rewarding—things like flexibility, transparency, and everyday earning potential—can help you get more from your money. We’re exploring how to get the most value from your rewards, featuring the no annual fee PC Mastercard, showcasing how to turn everyday spending into everyday value.
What do you value most in a rewards program?
When asked to select the top factors that are important in a rewards program, nearly six in 10 Canadians (59%) said they place the most emphasis on how easy it is to redeem points…
