The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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RWRDS Daily Update – August 28, 2023 + MORE Aug 29th
CIBC Aventura Visa Gold Card review, New Amex Offers statement credit for Wendy's and Catch up on This week in RWRDS. Check out today's points & miles updates here:
The post RWRDS Daily Update – August 28, 2023 appeared first on Rewards Canada..... More »
Spending money on experiences—be honest, can you really afford it? + MORE Jul 26th
We have endless choices for spending our hard-earned cash, but many Canadians break them down into two categories: material possessions and experiences. But how can you determine when an experience is worth it? Isn’t everything an experience? Fortunately, research conducted by Dr. Thomas Gilo.... More »
Using a HELOC as an investment strategy: not as taboo as you might think + MORE Jul 25th
Ask MoneySense
I wish to leverage my HELOC to invest in dividend-paying investments. How would you advise I approach this? Is this an effective tax savings tool? Is there any financial institution or products you would advise?
—Martha
Borrowing from a home equity line of credit
You know,.... More »
RWRDS Daily Update – August 21, 2024: The ultimate travel card trio for lower income brackets + MORE Aug 21st
The Ultimate Travel Rewards Credit Card Portfolio for Lower Income Earners and Hyatt Hotels to acquire The Standard & Bunkhouse Hotels. Check out today's points & miles updates here:
The post RWRDS Daily Update – August 21, 2024: The ultimate travel card trio for lower income brackets .... More »
Debt collection in Canada: What collectors can and can’t do + MORE Dec 15th
When bills go unpaid, that’s when the calls from creditors can start. At home, at work, by phone or mail—they’ll reach out in every way they can to get you to pay.
Debt collectors are obligated to follow specific rules about how they make contact and what information they can request; h.... More »
What Is Identity Theft and How to Protect Yourself From It?
– canadianfinanceblog.com
Incidents of identity theft have been steadily increasing over the past few years. It is more important than ever to protect yourself from fraud. There are many ways in which you can prevent having your identity stolen. And specific steps you will want to take in case you are ever the victim of identity theft.
What Is Identity Theft?
Identity theft is a crime in which someone (other than you) uses your personal information to commit fraud. Identity theft is also known as stolen identity.
Identity thieves will look to gain access to your name, Social Insurance Number, birth certificate, passwords, account numbers, address, driver’s license, and other personal information. Whenever possible, keep this information as safe as you can.
The more information identity thieves can obtain, the more significant damage they can do.
Once identity thieves steal your identity, they can use your personal information to access your financial accounts, other online accounts, defraud others, accumulate debt or apply for credit cards in your name, and even affect your criminal record…
What Is Identity Theft?
Identity theft is a crime in which someone (other than you) uses your personal information to commit fraud. Identity theft is also known as stolen identity.
Identity thieves will look to gain access to your name, Social Insurance Number, birth certificate, passwords, account numbers, address, driver’s license, and other personal information. Whenever possible, keep this information as safe as you can.
The more information identity thieves can obtain, the more significant damage they can do.
Once identity thieves steal your identity, they can use your personal information to access your financial accounts, other online accounts, defraud others, accumulate debt or apply for credit cards in your name, and even affect your criminal record…
