The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Starting tomorrow - Earn 7x Aeroplan Miles for Apple store purchases via the Aeroplan eStore + MORE Nov 6th
Need to buy Apple products? Wait until tomorrow if you can as the Aeroplan eStore will once again be offering 7x the miles on Apple purchases. This works for all eligible online purchases, even those you pick up in store! This is how I have been doing all my Apple purchases now, buy online and pi.... More »
Select Aeroplan Elite Members can earn bonus SQM for non-flight point redemptions Jun 11th
If you hold elite status with Air Canada check your inbox for this offer that is being sent out to select members. The offer provides an SQM bonus to the member when completing reward redemptions by June 22 in the following categories: Eligible Reward Redemptions Merchandise and gift cards on the Ae.... More »
The best credit cards for airport lounge access in Canada for 2024 + MORE Aug 2nd
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The best credit cards for airport lounge access in Canada
Choose from a solid selection of credit cards that feature airport lounge access as part of their perks.
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Featured lounge acce.... More »
Delta Air Lines credit cards: Which is right for you? + MORE Jul 25th
Whether you're a frequent flyer or just travel with your family once a year, these are the best credit card options for Delta Airlines loyalists..... More »
Best ever bonus! Get up to 60,000 Asia Miles on the Cathay World Elite® Mastercard® + increased earn on Cathay flight purchases! Jul 6th
Neo and Cathay have revealed a new increased welcome bonus offer on the Cathay World Elite Mastercard – powered by Neo and they have also increased the accelerated earn rate for Cathay Pacific flight purchases! When you apply for and are approved for the card you can receive up to 60,000 bonus.... More »
What is the Difference Between Personal Loans and Payday Loans?
– ratesupermarket.ca
While they may seem like a quick and easy way to access cash, payday loans (or cash advance loans) are high-risk products that have the potential to lead borrowers into a never-ending spiral of debt and interest payments. A payday loan may be the quick fix that provides instant cash with minimal questions asked, but it can quickly lead the borrower into massive amounts of debt. In many cases, the borrower gets caught up in a vicious cycle of applying for more payday loans just to pay down the interest on their initial loan.
Why do people get payday loans?
Payday loans are typically marketed through smart and often misleading advertising campaigns as a sensible way to see consumers through until their next paycheque. However, these types of loans often come with exorbitant interest rates. Lenders don’t typically ask many questions and don’t generally conduct a credit check, so payday loans may seem enticing to vulnerable people who likely have a bad credit score and are under significant financial stress…
The cost of variable-rate mortgages and lines of credit linked to the big bank prime rates have already gone up, but experts say the move by the Bank of Canada to raise interest rates may also affect your investment portfolio.
Q&A: Sudden spike in credit utilization can cause major score drop
– creditcards.com
A sudden increase in your credit utilization can cause your score to drop up to 100 points. The good news is that your score can recover quickly if your utilization goes back to where it was before, and late payments are not the issue.
Equifax’s new CEO apologized to the more than 143 million people who had their personal information stolen as a result of the company’s recent data breach, and promised free credit locking for life — but not for Canadians.
September 28 Update: Air Canada adds more flights to Europe, 5x Plum Points for online book purchases & more
– RewardsCanada.ca
Air Canada continues their International expansion with more new routes coming in 2018. Direct flights to Bucharest, Porto and Zagrab are now on the schedule! (Source Air Canada) Non-stop Air Canada Rouge seasonal services start in June to Bucharest from Toronto and Montreal; to Zagreb and Porto from Toronto; and to Lisbon from MontrealNon-stop service between Casablanca and Montreal transfers to Air Canada mainline, beginning June 1, 2018 Non-stop, Air Canada year-round Toronto-Buenos Aires service begins May 2, 2018, and a Montreal-Lima seasonal service starting in December has been upgraded to year-round Maybe it’s time for some early Christmas shopping but you could take advantage of Indigo’s 5X Plum Points on Online Book purchases (Sept 28 – Oct 1)Looks like the Alterna Credit Union Credit Cards that were issued by mbna have been discontinued. The Alterna website still shows them but when you click through to apply for the cards the application is not available. Posts since our last update: Earn 1,000 Bonus Rewards Points per night at the new Delta Hotels by Marriott Dartmouth A week ago today the newest Delta Hotel opened up here in Canada in Dartmouth Nova Scotia…
