What to do with a defunct Citi Hilton card? + MORE Dec 20th

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Poll: Lending out your credit card often leads to disaster + MORE Mar 6th

Nearly half of Americans who have owned credit cards lent them out to other people. For a third of them, it didn't end well.... More »

Is bankruptcy discharge a credit scoring factor? - CreditCards.com Jan 4th

Expect no change on your credit score when bankruptcy's discharged. For scoring purposes, it's the date it was filed what counts..... More »

Top Travel Credit Card Sign Up offers for September 2023 + MORE Sep 8th

Here are Rewards Canada’s Top Travel Credit Card Sign Up offers for the month of September 2023! This is not a ‘best’ credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. It must be s.... More »

Earn up to 60,000 Bonus Avios with the RBC British Airways Visa Infinite Card + save 10% on all BA flights + MORE Nov 9th

The RBC British Airways Visa Infinite Card is a card targeted towards Canadians who fly with British Airways and right now it is being offered with a special bonus of up to 60,000 Avios. It has an amazing discount benefit on paid British Airways tickets that can easily pay for the annual fee (or mor.... More »
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The best grocery credit cards in Canada for 2023 + MORE Nov 17th

Spend The best grocery credit cards in Canada for 2023 Searching for the perfect credit card? In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required. Find my perfect card* .... More »
If you have a Citi Hilton Visa card, is it worth keeping it when it switches to American Express?

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Find Canadian student visas confusing? Maybe this robot can helpRovBOT co-founders, from left to right, Ruhi Madiwale, Dhivya Jayaraman, and JeyaBalaji Samuthiravelu work in the Shiftkey labs at Dalhousie University where they share the space with other companies. (Photograph, Darren Calabrese)
Imagine you’re Ruhi Madiwale, a young Indian who’s been accepted to a prestigious Canadian post-secondary institution—say, Dalhousie University. Before you can head to Halifax for frosh week, there’s one crucial piece of paper you need to acquire: a student visa. The cut-off time for receiving applications at the local immigration processing centre is 4 p.m., but you have a question about how to complete one of the forms. A student advisor at Dalhousie might be able to help you, but it’s 6:30 a.m. in Canada. “My deadlines were over even before the day started [in Canada],” says Madiwale. “[And with visas], one single mistake in your documents and you end up being rejected.”
Advisers at the university spend as much as three-quarters of their time tackling visa-related questions, according to Madiwale…

Continue Reading On macleans.ca »

Find Canadian student visas confusing? Maybe this robot can helpRovBOT co-founders, from left to right, Ruhi Madiwale, Dhivya Jayaraman, and JeyaBalaji Samuthiravelu work in the Shiftkey labs at Dalhousie University where they share the space with other companies. (Photograph, Darren Calabrese)
Imagine you’re Ruhi Madiwale, a young Indian who’s been accepted to a prestigious Canadian post-secondary institution—say, Dalhousie University. Before you can head to Halifax for frosh week, there’s one crucial piece of paper you need to acquire: a student visa. The cut-off time for receiving applications at the local immigration processing centre is 4 p.m., but you have a question about how to complete one of the forms. A student advisor at Dalhousie might be able to help you, but it’s 6:30 a.m. in Canada. “My deadlines were over even before the day started [in Canada],” says Madiwale. “[And with visas], one single mistake in your documents and you end up being rejected.”
Advisers at the university spend as much as three-quarters of their time tackling visa-related questions, according to Madiwale…

Continue Reading On macleans.ca »

As a freelancer, I always keep my receipts since I can claim many things for taxes. But there’s an argument to be made that everyone should keep their receipts. Receipts are provided to prove you’ve paid something. If you have a dispute about something, those receipts could mean the difference when making your case.
When it comes to travel, these receipts are especially important since it won’t be easy for you to contact merchants later if you have a dispute. It’s not just receipts from purchases you need to keep, you also need to hang onto on your boarding passes. Confused? Let me explain.
Keeping boarding passes
Many people choose certain airlines or routes because it allows them to collect loyalty points. Sounds pretty straightforward, but what happens if you didn’t receive credit for your journey? Logically, you would just call the airline and get the points applied to your account, but it’s not that simple. To get your points, you need to have completed that journey. Even though you clearly checked in, some airlines may still investigate your claim before awarding you your points…

Continue Reading On moneysense.ca »

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