What you need to know about REITs Dec 1st

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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How Deferring Mortgage Payments Could Affect Your Credit Score + MORE Apr 14th

For the past few weeks, we’ve become accustomed to Prime Minister Trudeau’s daily update from Rideau Cottage in Ottawa. To help ease the economic impact of the COVID-19 pandemic, the government has put forward several measures intended to support those who have lost their jobs due to the outbre.... More »
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You can now earn and burn Aeroplan Miles on Azul Brazilian Airlines + MORE Jul 9th

A major decline in travel due to the current global pandemic has not stopped Air Canada's Aeroplan from growing the program for future travel. It was only a few short weeks ago the program announced their partnership with Etihad Airways and as of today they have added another airline, Brazil's Azul .... More »
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Podcast Episode 62 - Holiday Edition & Year End Wrap Up Episode Dec 17th

In this the last episode for 2019 Jeff and Patrick discuss the year in loyalty, with a loyalty wish list, which programs may have been a Grinch and more. We also talk about last minute shopping tips to make the most of your loyalty programs and touch upon our latest ultimate credit card portfolio.... More »
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The Best Credit Cards for Dining Out + MORE Jan 3rd

The year 2020 may bring new resolutions, promises to hit the gym, and positive aspirations for the start of the decade. It also comes with rising housing expenses, gas costs, and food prices. But don’t let that bring you down. With a rewards credit card, you can earn points or money back just by .... More »
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January 29 Update: How to maximize the elite status benefits from The Platinum Card from American Express updated, great Marriott bonus in the Bahamas, BA and AC China flight cancellations + MORE Jan 29th

Another feature update to let you know about. How to maximize the elite status benefits from The Platinum Card from American Express has been updated and now shows you how you can get 11 hotel elite status, 1 airline status, 2 car rental status and 1 cruise line status with The Platinum Card. My t.... More »
I crouched down to see the ants crawling along the baseboard, coming together in a living insect puddle near the side door. I assured my tenant I would handle it, and called the pest management company to take care of the problem, giving them my credit card number and a few hundred dollars in the process. 
Every few months something like this crops up in the investment property I own, whether it’s weeds taking over the backyard, a stove malfunctioning or a faucet leaking. And in every instance I have to take time away from work, assess the situation and more often than not, pay for it to be fixed. 
I’m lucky that the monthly rental income covers maintenance issues like this, along with my other carrying costs. Still, this kind of real estate investing comes with its fair share of headaches and has required continual injections of my time and money.
It stands in sharp contrast to my experience investing in Real Estate Investment Trusts, or REITs, where I simply purchase shares, take a nap and collect juicy dividends…

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