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Top 5 Credit Card Sign Up offers for July - These cards provide the most value out of their welcome bonuses + MORE Jul 5th
Here are the Rewards Canada Top 5 Travel Credit Card Sign Up offers for the month of July 2021! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing a car.... More »
Top 6 Cash Back Credit Card Sign Up offers for September - These cards provide the best value out of their welcome bonuses + MORE Sep 9th
Here are the Rewards Canada Top 5 6 Cash Back Credit Card Sign Up offers for the month of September 2020! This is not a 'best' credit card list like our Top Cash Back Credit Card rankings but instead a look at cards that have very good acquisition (welcome/sign up) offers. As always when choosing.... More »
Earn up to 15,000 bonus Aeroplan points on Air Canada flights to Tokyo Nov 5th
Japan recently relaxed their entry restrictions and more travelers are considering travel to the Land of the Rising Sun. And what better way to try to sway them to fly with you than a big points bonus. That’s exactly what Air Canada is offering for the slower winter season with up to 15,000 bo.... More »
One of Canada's best low interest cards has an unheard of bonus offer - 30,000 points and first year free with the HSBC +Rewards Mastercard Jan 29th
Last week we provided details on HSBC's flagship card, the World Elite Mastercard having a new welcome offer of up to 40,000 bonus HSBC Rewards points and the first year with no annual fee. That offer is a far cry from the 100,000 points with first year free they offer prior to the end of 2020.... More »
September 3 Update: The Platinum Card receives a $100 NEXUS credit benefit & Air Transat offering 10,000 seats under $299 Sep 3rd
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. In an unannounced move American Express has also now added a NEXUS benefit to The Platinum Card like they will be doing for the re.... More »
Why Jane shouldn’t cash out on stock crash fears
– moneysense.ca
iStockQ. I retired in 2008, just in time for the market crash. Fortunately, I did not need my invested money right away. But now, 10 years later, I have begun taking money out for living expenses—just in time for the February downturn. I sat tight the first time and things gradually got better, but I can’t now. What should I do?
– Jane
A. First off, Jane, you deserve a lot of credit for the discipline you showed in 2008. A lot of new retirees panicked during that devastating crisis. It was hard to blame them, but anyone who sold their investments paid dearly by locking in their losses and missing the swift recovery that followed. You’re probably in good shape now because you stuck to your long-term investment plan.
Now that you’re getting ready to draw down your portfolio, however, I worry that you may not have the right plan for this stage of your life. You’re correct that you don’t have the option of stopping your withdrawals during a downturn. But with a good plan, you won’t have to…
