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The ObamaCare Cleanup Begins + MORE Feb 7th
Early executive action can improve short-term insurance markets..... More »
5 tips for saving money on insurance costs Oct 14th
Saving money on insurance isn’t as big of a task as you might think. At first, it can feel overwhelming to navigate your insurance bill, looking for ways to reduce your premiums (and future costs too!). But the truth is, by making simple changes to your insurance policies and as well as handling a.... More »
Condo maintenance fees: How much is too much? Jun 29th
Condos are a popular choice for many first-time homebuyers owing to their lower price point and access to amenities such as gyms and pools. But as well as a mortgage, condo owners are responsible for monthly maintenance fees that support operating costs for the building, among other aspects, and it&.... More »
TD Cash Back Visa Infinite review 2022 + MORE Apr 1st
If you consider yourself a coffee-lover, foodie, traveller—or all of the above—this cash back card might be the perfect for your lifestyle. It offers a strong earn rate on food and travel spends. It also includes perks that offer peace of mind on your daily commutes or big vacations, like compli.... More »
Should you buy a vacation property? Aug 27th
The benefits of owning a vacation property are obvious. A cottage, cabin, condo or trailer a short drive from your home can provide a quick weekend recharge. A property down south can serve as a regular vacation destination or extended winter stay for a snowbird.
There are many emotion-driven reason.... More »
5 Steps: What To Do After A Car Accident
– ratesupermarket.ca

There you are, out running errands or simply heading to work, when the unthinkable happens: a collision. What now?
If you are involved in a traffic accident, try to remain calm, and follow these steps for what to do after a car accident, according to insurance carriers.
1. Check For Injuries
Life and health are more important than any damage to vehicles. If someone seems hurt they should remain in the cars with seatbelts fastened until help arrives.
If the accident is minor and there are no serious injuries, move all cars to a safe place, rather than risk being stuck in traffic. Leaving cars parked in the middle of a busy intersection is only asking for trouble.
If the vehicles can’t be moved, turn on your hazard lights. If warranted, use cones, warning triangles, or flares for safety.
2. Call The Police
Call the police, even if the accident is minor. Although they may not respond directly unless there are injuries, make the call and let them determine the course of action. A police report often helps insurance companies speed up the claims process…
The Wages of Unemployment
– online.wsj.com
A new study shows how jobless insurance increased joblessness.
Government pledges new consumer protection measures
– moneysense.ca
The Harper government’s 2013 Speech from the Throne pledged new measures to defend Canadian consumers.
“Canadian families work hard to make ends meet, and every dollar counts. While companies will look out for their bottom line, our government is looking out for everyday Canadians,” Governor General David Johnston said Wednesday in his prepared remarks.
In particular, the federal government plans to crack down on what it calls “hidden fees” by ending extra fees for paper bills; expanding no-cost basic banking services, working with the provinces and territories to regulate predatory payday lenders and further close the U.S.-Canada price gap.
The speech also promised to make merchant transaction fees on debit and credit cards more transparent for consumers as well as take steps to reduce mobile roaming costs on networks within Canada and require that TV channels be unbundled.
Additional measures aimed directly at the wallets of some Canadian families were also mentioned in Wednesday’s speech including making adoption more affordable and preventing employers and insurance companies from discriminating against Canadians on the basis of genetic testing…
“Canadian families work hard to make ends meet, and every dollar counts. While companies will look out for their bottom line, our government is looking out for everyday Canadians,” Governor General David Johnston said Wednesday in his prepared remarks.
In particular, the federal government plans to crack down on what it calls “hidden fees” by ending extra fees for paper bills; expanding no-cost basic banking services, working with the provinces and territories to regulate predatory payday lenders and further close the U.S.-Canada price gap.
The speech also promised to make merchant transaction fees on debit and credit cards more transparent for consumers as well as take steps to reduce mobile roaming costs on networks within Canada and require that TV channels be unbundled.
Additional measures aimed directly at the wallets of some Canadian families were also mentioned in Wednesday’s speech including making adoption more affordable and preventing employers and insurance companies from discriminating against Canadians on the basis of genetic testing…


