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The best credit cards in Canada for 2024 May 27th
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The best credit cards in Canada for 2024
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How to fix bad credit history in Canada: 3 steps to boost your score + MORE Oct 3rd
In Canada, your credit score matters—a lot. A solid credit score is more than just a number. It opens doors to financial products, saves you money and improves opportunities for renting, car insurance and employment.
Negative marks to your credit score can happen because of different factors yo.... More »
7 disability insurance myths to stop believing + MORE Sep 25th
Disability insurance can be a tricky topic, and misinformation is common. Luckily, insurEye, a Canadian insurance education site, has compiled a list of more than 100 disability myths that need busting. We’ve picked seven that we think are most prevalent.
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Before you buy, here’s how to compare home insurance + MORE May 16th
Home insurance is important, but no one loves paying for it—especially when household budgets are tight. That’s why Canadians open their browsers and search for things like “cheap home insurance” and “how to save on home insurance.”
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Lexus ES review: The best used small luxury car for 2023 + MORE Jul 3rd
Since 1992, the Lexus ES series has been a favourite of car buyers looking for a mix of excellent value and luxurious interior appointments. Parent company Toyota’s legendary reliability is an appreciated bonus. Those are among the reasons why the Lexus ES made my list of the 10 best used cars in .... More »
Accident benefits have you covered—but for what, exactly?
– moneysense.ca
Accident benefits might be the last thing on your mind when you’re buckling up in a new ride and tuning into your ultimate road-trip playlist, but they’re important to know. Accident benefits coverage is mandatory across Canada, except in Newfoundland and Labrador. Without it, you would be left to pay the expenses resulting from bodily injury following a car accident.
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What are accident benefits?
The words “accident” and “benefits” may seem at odds in the same phrase. However, in the context of car insurance, they refer to the part of your insurance policy that kicks in if you, a passenger or a pedestrian are injured in a collision—regardless of who is at fault.
Accident benefits cover the driver and occupants of an insured vehicle for “some of the immediate medical expenses that they may incur when involved in a collision,” explains Rob de Pruis, national director of consumer and industry relations at the Insurance Bureau of Canada…
Guaranteed Issue Enhanced Health Insurance
– life-insurance-quotes.ca
Guaranteed Issue Enhanced Health & Dental Insurance
We’re happy to announce that we can now offer Canadians a new “no medical” health insurance plan from Manulife called Guaranteed Issue Enhanced.
What is “Guaranteed Issue”?
Guaranteed issue health insurance is health and dental insurance with guaranteed acceptance. There are no medical questions asked, and everyone automatically qualifies for coverage, regardless of their state of health.
Also referred to as “no medical insurance”, guaranteed health insurance is ideal for people with pre-existing medical conditions who need health, dental and vision care benefits.
Guaranteed Issue versus Underwritten Plans
Most personal (individual) health and dental plans are underwritten. The process of underwriting involves answering medical questions as well as an investigation into the medical background of the applicants. Applicants who have medical conditions that may require prescription drug coverage often see their applications being declined, or they may receive a counter offer where they are offered coverage along with exclusions for those medical conditions…
