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The best travel credit cards in Canada for 2025 + MORE Jul 31st
Whether you’ve got a big international trip or the cross-country Canadian vacation of a lifetime coming up, the right travel credit card is one of the best things you could pack. Travel credit cards can earn you rewards on top of common purchases like flights, gas, and dining out, but they can als.... More »
The best travel credit cards in Canada for 2025 May 8th
To be one of the best travel credit cards in Canada on our list, the card must combine strong earn rates with perks like lounge access, no foreign transaction fees and travel insurance coverage. We’ve compiled this list of the top cards in this category to help you get started.
Best travel cred.... More »
RRIF and LIF withdrawal rates: Everything you need to know Jun 25th
At some point, a registered retirement savings plan (RRSP) is typically converted to a registered retirement income fund (RRIF). The latest you can defer the conversion of your RRSP to a RRIF is the end of the year you turn 71. This means that by December 31 of your 71st year, you need to either wit.... More »
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The biggest car insurance myths, according to experts Oct 31st
The auto insurance world is rife with misconceptions, experts say, and not knowing fact from fiction could end up costing drivers thousands of dollars.
There are several reasons why insurance myths exist, said Steven Harris, licensed insurance broker and LowestRates.ca expert. “(Insurance.... More »
Compare high-risk auto insurance quotes for Ontario
– moneysense.ca
The cost of auto insurance—which is required for drivers in Canada—can vary widely. Why? Because it’s all about risk. How risky your car is—is it prone to safety issues that could cause an accident? Is it a car-thief magnet? How risky your neighbourhood is—whether you live in an urban or rural area, and other data points. But the main factor that affects vehicle insurance premiums: How risky an insurance company thinks you might be as a driver, notes the Financial Services Regulatory Authority of Ontario (FSRAO), which regulates property and casualty insurance in the province. And, on top of that, if you’re a particularly risky driver in the eyes of insurance companies—one who they estimate could be involved in a claim—you’ll likely need to be covered by a high-risk driver insurance policy.
Here’s what drivers need to know about getting high-risk driver insurance in Ontario.
Are you a high-risk driver?
If you’ve been found at fault in a number of vehicle accidents, had a serious conviction (like driving under the influence, or a DUI) or a bunch of less serious ones (like traffic tickets), or you’ve missed premium payments and that led to your policy being cancelled, you might have been quoted an extremely high auto insurance rate or been denied insurance altogether…
