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Condo maintenance fees: How much is too much? Jun 29th
Condos are a popular choice for many first-time homebuyers owing to their lower price point and access to amenities such as gyms and pools. But as well as a mortgage, condo owners are responsible for monthly maintenance fees that support operating costs for the building, among other aspects, and it&.... More »
Best cash-alternative ETFs for Canadian investors 2026 Apr 30th
If the only investment account you have is a registered retirement savings plan (RRSP), you probably don’t need to concern yourself with cash or cash-equivalent holdings. But let’s say you’re in the market for your first home and you’re saving up a down payment. You can’t afford to lose mo.... More »
You bought a home—should life insurance be next? May 8th
Buying a home is one of the biggest financial milestones for young Canadians, and one of the riskiest. For many households, a mortgage becomes the single largest expense they’ll ever take on, often requiring two incomes to keep it manageable.
That reality is driving more homeowners to buy life .... More »
Commission warns N.B. residents against using Toronto insurance-related company - CBC Mar 21st
Commission warns N.B. residents against using Toronto insurance-related company CBC.... More »
Consumer-first finance: How USDC Rewards are changing the game
– moneysense.ca
While traditional savings accounts offer minimal returns, cryptocurrency platforms are presenting Canadians with new options for their cash. Coinbase’s latest offering—3.85% rewards* on USDC balances—highlights a growing shift in how people think about storing and growing their money.
The potential for greater yields comes with different risks. Stablecoins aren’t protected by CDIC insurance, and the regulatory landscape around them remains uncertain; however, Coinbase One members can access account protection upwards of CA$250,000 for Premium members. Coinbase offers an alternative to conventional banking—one that prioritizes accessibility, transparency, and competitive returns.
We’re diving into what you need to know about USDC Rewards to decide whether this approach to consumer-first finance is right for you.
The challenge with traditional banks
Anyone with a traditional savings account knows that you won’t earn much on your balance. Big banks typically offer up to 1…
