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Do I really need life insurance?
– moneysense.ca
“In general, life insurance is most necessary when you have dependents who would be impacted financially by your death,” says Lorne Marr, director of business development at Hub Financial and founder of LSM Insurance, an insurance brokerage in Markham, Ont. “Typically, life insurance is used as a way to pay off a large debt, such as a mortgage on a home that you want to leave to your heirs.” But technically, you do not need life insurance. Unlike car insurance for drivers, it’s not required by law in Canada.
Why you may need life insurance
If you have a spouse and kids, ask yourself: What do you want to happen to them when you’re gone? Chances are, you’d like for them to maintain their current lifestyle, as opposed to dealing with financial uncertainty or having to move out of their home…
Shawn Mendes Is the Latest Gen Z Celeb to Prioritize Mental Health Over Work
– canadianbusiness.com
While Mendes doesn’t have a typical job or workplace, his choice to put his well-being before his career is part of a larger Gen Z trend. More young employees are speaking out about their struggles, taking breaks from work to recharge or quitting jobs that don’t serve them—a shift that’s been amplified by the pandemic.
Research from RBC Insurance shows that most Canadians between the ages of 18 to 34 are struggling with their mental health. The pandemic and cultural change around openly talking about well-being is pushing Gen Z workers to contemplate their relationship with their jobs, and unlike their parents, they aren’t afraid to vocalize their concerns. In fact, 83 per cent of Gen Z workers say they want mental health days at work and 42 per cent insist they would quit their job if they were experiencing burnout and suffering from poor work-life balance, a recent TalentLMS and BambooHR survey found…