How to go about securing the best policy for your insurance in Canada.
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Compare auto insurance in Calgary Mar 13th
If you’re buying a new or used car, SUV or pickup truck to drive the streets of Calgary, you’ll also need to shop for auto insurance—it’s required in Canada.
Alberta drivers pay the second-highest car insurance rates in Canada (after Ontario), according to the Automobile Insurance R.... More »
Home insurance: Are you covered for wildfires, floods and other climate-related disasters? Jan 19th
In 2024, severe weather caused record-breaking property damage across Canada. Home owners and insurers are reeling from the impacts of multiple disasters, including floods in Toronto, Southern Ontario, British Columbia and Quebec; the wildfire in Jasper, Alta.; and a hailstorm in Calgary. Together, .... More »
Your ID was stolen, here’s what to expect + MORE Jan 7th
Your identity was stolen—what does that mean, and how might it impact you in the future? It’s a frustrating situation to be in, and you may have concerns about protecting your credit rating and preventing scammers from using your identity to commit fraud.
Unfortunately, identity theft is on t.... More »
Do retirees need life insurance? Mar 4th
Ask MoneySense
My wife and I are both retired office workers from a large manufacturing firm. She retired at 60 and I did at 61. We are both 67 now. We have good retirement income between our pensions, LIF, OAS and max CCP, as well as about $12,000 per year in dividend income. The issue is our RRSP.... More »
Does it make sense for a young person to have life insurance? Nov 24th
Buying life insurance in your 20s can feel like an added cost to an already long list of expenses. But experts say it can safeguard loved ones if life doesn’t go as planned.
Do young Canadians need life insurance?
There can be a “very high temporary insurance need” for younger Canadians,.... More »
Graduating Students and Guaranteed Health Insurance
– life-insurance-quotes.ca
Oftentimes graduating students have pre-existing medical conditions that will no longer be covered by their student health insurance.If a graduate is able to get employment and if their employer offers employee benefits then their medical conditions will be covered by these group benefits. However, this means there is a window while unemployed when the graduate has no health benefits. In addition, not all employers offer group benefits.
Guaranteed issue health plans have no medical questions and automatically cover pre-existing health conditions!
If you answer “yes” to any of these questions then guaranteed health insurance may be for you:
Are you a student who currently has medical coverage for your pre-existing condition but are “ageing out” of your parent’s health benefits? (In otherwords, you no longer qualify as a dependent on your parent’s plan due to you age).
Are you are graduating from a post secondary school and losing your student health plan?
Have you graduated and not yet employed with a company that provides benefits?
If you are currently still covered by a student health plan and one of these events is looming don’t worry, we can help!
Several top Canadian insurers offer coverage that includes pre-existing conditions if you apply in time…
