How to buy a car in Canada and get the best loan rate Nov 28th

Insurance policy getting you down? There are always sound insurance alternatives.
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Best cash-alternative ETFs for Canadian investors 2026 Apr 30th

If the only investment account you have is a registered retirement savings plan (RRSP), you probably don’t need to concern yourself with cash or cash-equivalent holdings. But let’s say you’re in the market for your first home and you’re saving up a down payment. You can’t afford to lose mo.... More »
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Before you buy, here’s how to compare home insurance + MORE May 16th

Home insurance is important, but no one loves paying for it—especially when household budgets are tight. That’s why Canadians open their browsers and search for things like “cheap home insurance” and “how to save on home insurance.”  Any insurance professional will tell you there’s.... More »

Canada’s home insurance under pressure as extreme weather costs rise Feb 21st

Canada’s home insurance safety net is starting to fray at the edges as the costs of extreme weather continue to rise. While competition is still healthy, and the country has so far avoided the coverage deserts growing in the United States, insurers are paring back policies in a variety of ways to .... More »
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Renting vs. buying: Which is the better option? Aug 20th

The rent-versus-buy debate has long divided financial experts and aspiring home owners, with no clear winner in sight. The traditional argument holds: While buying a home can build long-term equity and stability, renting can provide flexibility and fewer upfront costs. But as home ownership becom.... More »
 auto insurance

CPP payment dates in 2025, and more to know about the Canada Pension Plan Oct 7th

In Canada, no retirement plan is complete without considering the CPP. Whether you’re approaching retirement or still several years away from it, the Canada Pension Plan will likely play a role in your retirement income. How big a role depends on several factors. You may have other questions, too..... More »
How to buy a car in Canada and get the best loan rateYou’ve read the car reviews, done the research and scoured for hours through literature on that car or truck, all while lining up pros, cons, rankings and specs against your budget and wants. You’ve shortlisted the contenders that you most want to press the gas on. That’s it: you’re buying a new car. Final answer. No takesies-backsies. Now, how to pay for it.

It’s “go” time and you’re in the dealership parking lot with soggy palms, a twinge in your stomach, and a pounding pulse you can feel in your temples. You’re breathing more quickly, and your pupils are dilated. I know. As an auto journalist, I’ve been there.Before signing the paperwork, be sure to get up to speed with our beginner’s guide to car loans, and read on for a look at the basics of how car loans work and the implications of the choices and options you’ll face along the way.

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