There are more insurance options in Canada than you can shake a stick at! Stay on top of the best policies right here.
If you’ve been convicted of impaired driving in Canada or were caught driving with a blood alcohol level greater than .08, you are probably wondering what to expect from your auto insurance company. You likely have a Canada-wide restriction on driving and face a steep fine or jail time. You m.... More »
The arrival of the warmer weather means that more people will be out and about. This also means that more people will be out and about with their dogs. Every summer, numerous people want to speak to me after a dog has injured someone. Some of these people are the owner of the dog; some are the one.... More »
With a good travel credit card, travel suddenly becomes affordable. And it helps if you sign up for the right travel credit card—one that doesn’t just focus on points, but also has perks like companion flights, amazing insurance coverage and flexibility with transferring points between cards. Wh.... More »
Finding you the best financial practices is what gets us up in the morning. And our staff is a great resource for these ideas. So we polled the staff in our office to ask one simple question: What mortgage hacks do you use to speed up your mortgage payments? Here are their best tips for getting o.... More »
For the avid traveler, there are a few things you can’t go without – your passport, travel insurance, and a good travel rewards credit card. Those who travel pretty often already know – the opportunity to gain rewards with a good travel credit card are hard to resist. You can easily earn deep.... More »
After a six-day consultation the Progressive Conservative-led Government in Ontario has confirmed it will cut the out-of-country coverage previously provided under the province’s health plan. The Ontario Health Insurance Plan currently provides up to $400 per day for out-of-country inpatient services and up to $50 a day for emergency outpatient care. The Government says the plan costs around $2.8M to administer and pays out around $9 million a year in claims.
However, the claims paid out only represent about five percent of the average out-of-pocket costs for travellers, and has never fully replaced personal travel insurance.
In its April 24 proposal the government said, “this change will have no impact on 99.5% of Ontarians. OHIP data suggests, of those 40,000 Ontarians who do travel outside of Canada each year and require health services, over 90 percent obtain private travel health insurance.”
During the May 2 announcement confirming the PCs will move ahead with the cuts, Health Minister Christine Elliot said the plan was not good value for Ontarians, and encouraged travellers to find private travel insurance…