Retirement 100 all-stars + MORE Oct 10th

How we came up with the grades
Canada's 100 best dividend stocks
Retirement 100 all-stars
How much will you make in retirement?

We were pleased to see Power Financial (PWF) and the Bank of Montreal (BMO) get top grades again this year, as they did in 2013. Both offer dividend yields approaching 4% and trade at price-to-earnings ratios of just under 13, which is quite low compared to most Canadian stocks.
Three big banks earned solid ‘B’s this year—they are the Bank of Nova Scotia (BNS), CIBC (CM), and TD Bank (TD). Of the bunch, TD offers the lowest yield (at 3.3%) but it has also grown its dividend the most over the last five years.
Insurance firms were popular B-listers too, with Industrial Alliance Insurance (IAG), and Genworth MI Canada (MIC) getting the nod. Genworth is the cheapest of the two on a price-to-book-value basis (at 1.1 times), which reflects the market’s unease with its mortgage insurance business.
Other B-graders include ATCO (ACO.X) and Emera (EMA), which are classified as utilities…

COPD, an acronym for Chronic Obstructive Pulmonary Disease, causes difficulty with breathing. When it comes to getting a life insurance policy, COPD does affect a life insurance application. However, if symptoms are mild to medium then it is possible to still get coverage. Read on for likely underwriting outcomes and tips when it comes to applying for life insurance when you have COPD.

Changes to employment insurance and tax rules could help persuade Canadians to move to worker-starved areas of the country

Insurance companies love to collect those premiums. Sometimes, however, they’re less keen to pay out when you have a claim.
Canada’s insurers do usually settle up, of course. With so many companies competing for business, no insurer can afford to have a reputation for poor customer service.
But, particularly when it comes to travel insurance, disputes and misunderstandings occur all the time. And that’s why you need to protect yourself from the outset.
For instance, when you sign up for travel insurance, you’ll be given a ‘travel assistance’ phone number to call in case you need to use a medical service. This is so the insurer can direct you to a pre-approved clinic or doctor where it may be able to control costs.
Pre-Approval is Important
Not calling that hotline can be a costly mistake; failure to receive approval could lead to you’re not getting reimbursed for certain medical costs. So make sure you, or a travelling companion, make that call, if at all possible.
Also be sure to ask the hospital for a detailed breakdown of every service that you received and the costs…