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Manulife results hit by lower insurance sales, slower wealth management growth + MORE Feb 7th
Insurer reported earnings per share after items of 59 cents; analysts had been looking for earnings of 58 cents a share
.... More »
The Power of Positivity: a Q&A With Onlia’s Fernand Vartanian Oct 19th
What’s new in the world of insurance?
Over the last few years, drivers in Ontario have been eligible for discounts or incentives based on safe driving behaviour. Recent regulatory changes mean that now some providers of pay-as-you-drive policies could increase a customer’s premium if the trac.... More »
Estate planning considerations for single parents Nov 23rd
If you are a single parent, here are key questions you should consider:
1. Are your estate plan and related documents up to date? The death of a spouse or separation or divorce generally triggers a significant change in intentions on death. If you are widowed or if you no longer want your for.... More »
'A complete joke': Laid-off Sears workers say hardship fund cash amounts to nothing after EI cut + MORE Oct 10th
Laid-off Sears Canada workers say the hardship fund set up to help them is pointless because any payout counts as income and is deducted from their employment insurance benefits..... More »
What you need to know about third-party liability insurance in Canada Oct 10th
Third-party liability insurance is mandatory coverage for all drivers in Canada. It offers protection for drivers if they’re at fault in an accident and the other party is hurt or even killed. This is mandated at a provincial level, and all provinces require a minimum of $200,000 in third-party in.... More »
Small businesses get EI rebate
– canoe.ca
Small businesses will get $550 million in rebates on their employment insurance premiums over the next two years in order to boost hiring, Finance Minister Joe Oliver said on Thursday.
5 Golden Rules for Student Credit Card Use
– ratesupermarket.ca
Fewer millennials are carrying a credit card these days, according to a recent poll by website Bank Rate. The American survey, which telephone polled 1,161 adults, found 63 per cent of those under 30 do not have a card. While these findings are affected by south-of-the-border legislation that limits credit card options for those under 21, it was also found that debt averstion – aka the fear of falling into a debt hole – is growing among this age group.
In Canada, however, where primary cardholders need only be 18 years of age, college campuses are rife with credit card kiosks, with some campuses in exclusivity deals with lenders. It takes only a stroll through the student centre for a freshman to be offered a credit card application. They should certainly proceed with caution – but should they say no?
The consequences of poor credit habits, especially at an early age, are costly and long lasting. But avoiding credit cards altogether could do students a disservice; it is at this time when responsible debt habits create a credit history and pave the way for mortgage qualification, insurance and other forms of borrowing down the road…
San Diego cabbies cry foul over body odour test, call it discriminatory
– canadianbusiness.com
SAN DIEGO – Body odour is among 52 criteria that officials at San Diego International Airport use to judge taxi drivers. Cabbies say that smacks of prejudice and discrimination.
For years, inspectors with the San Diego Regional Airport Authority run down their checklist for each cabbie — proof of insurance, functioning windshield wipers, adequate tire treads, good brakes. Drivers are graded pass, fail or needs fixing.
Anyone who flunks the smell test is told to change before picking up another customer.
Leaders of the United Taxi Workers of San Diego union say the litmus perpetuates a stereotype that predominantly foreign-born taxi drivers smell bad. A 2013 survey of 331 drivers by San Diego State University and Center on Policy Initiatives found 94 per cent were immigrants and 65 per cent were from East Africa.
Drivers wonder how inspectors determine who reeks. Driver Abel Seifu, 36, from Ethiopia, suspects they sniff inconspicuously during friendly conversations in the staging area…
For years, inspectors with the San Diego Regional Airport Authority run down their checklist for each cabbie — proof of insurance, functioning windshield wipers, adequate tire treads, good brakes. Drivers are graded pass, fail or needs fixing.
Anyone who flunks the smell test is told to change before picking up another customer.
Leaders of the United Taxi Workers of San Diego union say the litmus perpetuates a stereotype that predominantly foreign-born taxi drivers smell bad. A 2013 survey of 331 drivers by San Diego State University and Center on Policy Initiatives found 94 per cent were immigrants and 65 per cent were from East Africa.
Drivers wonder how inspectors determine who reeks. Driver Abel Seifu, 36, from Ethiopia, suspects they sniff inconspicuously during friendly conversations in the staging area…
EI premium cut expected
– moneysense.ca
The Canadian PressTORONTO – Finance Minister Joe Oliver is expected to announce that he will lower employment insurance premiums.
Oliver is holding a news conference today at 11 a.m EDT in Toronto at a flooring company, where he will announce measures to help small businesses.
The Globe and Mail newspaper has reported that the Harper government will make the EI premium announcement — effective Jan. 1, 2015 — is an effort to stimulate hiring.
The Globe quotes a senior government official as saying that the cut will be “significant” and will be called the Small Business Job Credit.
The federal government announced last year that it would freeze premiums for the next three years, saying that the program’s finances were improving.
Business groups have been calling for a cut, saying that higher premiums make it more difficult to hire new workers.
The post EI premium cut expected appeared first on MoneySense.
