There are more insurance options in Canada than you can shake a stick at! Stay on top of the best policies right here.
Latest News
Mother Nature proves less troublesome for Prairie farmers in 2017: report Dec 5th
REGINA _ A report from the Canadian Crop Hail Association says a reduction in potentially damaging storm activity on much of the Prairies this past summer led to one of the lightest hail-claim seasons in eight years.
The 2017 report from the Regina-based association shows there were just over 8,600 .... More »
What is universal life insurance? + MORE Jun 25th
Among your different life insurance options, a universal life insurance policy is one of the most complex. It requires more involvement than both term and whole life insurance policies—so you can’t simply set it and forget it. And you have decisions to make regarding how much you pay, and how th.... More »
The best travel insurance credit cards in Canada for 2024 + MORE Jul 2nd
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The best travel insurance credit cards in Canada for 2024
Searching for the perfect card? Compare your options with our interactive tool, and filter results based on rewards value, annual fees, income requirements, and more.
Compare now .... More »
CPP payment dates this year, and more to know about the Canada Pension Plan Aug 4th
In Canada, no retirement plan is complete without considering the CPP. Whether you’re approaching retirement or still several years away from it, the Canada Pension Plan will likely play a role in your retirement income. How big a role depends on several factors. You may have other questions, too..... More »
Canadian Dental Care Plan news: Coverage expanding on May 1 Apr 26th
How to apply for the Canadian Dental Care Plan
Starting on May 1, the Canadian Dental Care Plan (CDCP)—a federal program designed to make dental care more affordable for those Canadians without access to dental insurance—will be open to more age groups.
Here’s when you can apply fo.... More »
Insurance Lessons From The Calgary Floods
– ratesupermarket.ca
If the devastation of the Alberta floods has taught us anything, it’s that severe weather can strike at a moment’s notice and change your life forever. Alberta was prepared for a severe rainstorm – but the worst flood in a century still came as a shock, leaving the streets in downtown Calgary reminiscent of the Venice canals. Although it’s still early, the Calgary floods have caused between an estimated $3 billion and $5 billion in property damage, according to Bank of Montreal. Unfortunately, it gets worse; 25 per cent of flood damage will likely not be covered by insurance.
Why You Really Need To Understand Your Insurance Policy
When it comes to your insurance policy, you’re probably well aware of how much you pay annually in premiums, but do you know what’s exactly covered? It’s your responsibility as a policyholder to review and understand your insurance policy. As we saw from a recent TD study, a majority (52 per cent) can’t be bothered to ask their insurance provider about coverage they don’t understand…
Travel insurance didn’t cover this Russian visa disaster
– thestar.com
A clerical error on a visa for Russia ended up costing thousands more for a holiday and wasn’t covered by travel insurance.Smart Credit Card Use While On Vacation
– ratesupermarket.ca
Like many other Canadians, you’re likely pulling out your maps (or Google Maps) and planning where to hit the road this summer – but have you considered how you’ll pay for your travels? If a cash diet is out of the question on your vacation and you’ll be relying on credit, it’s important to know which credit cards will lead to savings and rewards, rather than racked-up debt.
Offset Expenses With Rewards
First, identify your largest travel expense: will it be gas, lodging, food or entertainment? Consider using an applicable rewards credit card to get maximum savings from those purchases. For example, if you’re planning to drive far, try a gas rewards card such as the Shell CashBack World MasterCard, which offers 3 per cent cash back on gas purchases (but look ahead to be sure the gas retailer to sign up with has outlets where you’re headed!).
Other options include hotel-related cards such as The Starwood Preferred Guest Credit Card. Or, if next year’s trip is by plane, just put all your purchases on an airline points card such as the ScotiaGold Passport VISA, which gives new signups 5,000 bonus points, offers 5 per cent cash back on travel purchases, and also includes comprehensive travel insurance coverage…
